Short answer: Under Maryland Insurance Article §27-602, once a homeowners policy has been in force more than 45 days, the insurer must send written notice at least 45 days before cancelling or non-renewing it, using a first-class mail tracking method.
The rule
§27-602 requires 45 days' notice by first-class mail with tracking. The Maryland Insurance Administration covers the notice rules in Bulletin 06-22.
Tips
- Call your agent right away to ask whether repairs could save the policy.
- If you think the notice broke the rules, contact the Maryland Insurance Administration.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Maryland.
Frequently asked questions
How much notice is required for a non-renewal in Maryland?
At least 45 days, for policies in force more than 45 days.
Which law applies?
Insurance Article §27-602.
Who regulates insurance in Maryland?
The Maryland Insurance Administration.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.