Short answer: Under Minn. Stat. §65A.29, a Minnesota homeowners insurer must give at least 60 days' written notice before refusing to renew, reducing coverage or eliminating coverage. The notice must state the specific reason, explain your right to complain to the Commissioner of Commerce, and say that coverage may be available through the Minnesota FAIR Plan.
The rule
§65A.29 requires:
- 60 days' notice for a non-renewal, reduction or elimination of coverage
- The specific underwriting or other reason
- Information about your complaint rights and the FAIR Plan (the Minnesota Property Insurance Placement Facility)
Minnesota Rules chapter 2880 sets out the related procedures, including a 30-day window to complain to the Commissioner.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Minnesota.
Frequently asked questions
How much notice is required for a non-renewal in Minnesota?
At least 60 days.
Does it cover reductions in coverage too?
Yes, reductions and eliminations of coverage as well.
Where can I get coverage if I'm non-renewed?
Possibly the Minnesota FAIR Plan.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.