Short answer: According to the Ohio Department of Insurance, a homeowners insurer that won't renew your policy must notify you 30 days before it expires and explain how to apply to the Ohio FAIR Plan. A bill introduced in 2026, HB 652, would raise this to 60 days, but it is not law yet. For claim complaints, call ODI Consumer Services at 800-686-1526.
Non-renewal
The ODI Homeowners Insurance Guide says insurers must give 30 days' notice of a non-renewal and explain the Ohio FAIR Plan procedures. Mid-term cancellations also need 30 days' notice, except for nonpayment, arson, misrepresentation or fraud. The guide also warns that two or three claims in five years can lead to losing coverage.
Pending change
HB 652 would require 60 days' notice and a stated reason, or a reason given on request. It is a proposed bill, not current law.
Complaints
You can file online or call 800-686-1526. ODI investigates whether the law was followed, but it can't settle factual disputes such as how much your property was worth.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Ohio.
Frequently asked questions
How much notice is required for a non-renewal in Ohio?
30 days, according to ODI, along with Ohio FAIR Plan information.
Is there a 60-day rule in Ohio?
Only proposed, in HB 652. It is not current law.
Can ODI decide how much my claim is worth?
No. ODI can't settle valuation disputes, but it can investigate how the claim was handled.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.