Short answer: Tennessee's NFIP office sits within the Tennessee Emergency Management Agency. TEMA tells residents to start with their local floodplain administrator, listed in a statewide directory, and it runs a Certified Floodplain Surveyor program with the Tennessee Association of Professional Surveyors to train surveyors on elevation certificates and other floodplain forms.
This guide is general information for Tennessee property owners and renters about flood risk and the National Flood Insurance Program. It isn't a coverage determination. FEMA maps, your community's floodplain ordinance and your policy wording control.
Start local
TEMA's National Flood Insurance Program page says your local floodplain administrator is the best source for community-specific guidance, permits and flood risk details, and links a Statewide Floodplain Administrator Directory, mapping resources and Letter of Map Change information. If the local office can't answer, TEMA offers a contact form.
Certified Floodplain Surveyors
The Certified Floodplain Surveyor Program is offered by TEMA's NFIP office with the Tennessee Association of Professional Surveyors to educate surveyors on forms and processes for floodplain properties. An accurate elevation certificate can make a large difference in an NFIP premium or support a map amendment request, so ask whether your surveyor holds the CFS credential; TEMA keeps a surveyor directory.
Coverage
Tennessee homeowners policies generally exclude flood. Quote NFIP through FloodSmart; most new policies wait 30 days.
Questions? Contact Alishahi Insurance or call (877) 711-4545. See insurance in Tennessee.
Frequently asked questions
Who runs the NFIP office in Tennessee?
The Tennessee Emergency Management Agency (TEMA).
What is a Tennessee Certified Floodplain Surveyor?
A surveyor trained through TEMA and the Tennessee Association of Professional Surveyors on floodplain forms like elevation certificates.
Who should I call first about a Tennessee floodplain question?
Your local floodplain administrator, listed in TEMA's statewide directory.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.