Short answer: Under Conn. Gen. Stat. §38a-323, a Connecticut homeowners insurer that won't renew your policy must give you written notice at least 60 days before it expires. The notice must state the reason. If you think a notice broke the rules, contact the Connecticut Insurance Department.
The rule
- 60 days' advance notice of non-renewal, by certified mail, certificate of mailing, tracked mail or agreed electronic delivery
- The notice must state or include the reason.
Source: Conn. Gen. Stat. §38a-323.
What to do if you get a notice
- Check the dates. Count from when the notice was mailed or delivered.
- Ask your insurer or agent for the specific reason and whether a repair or update would change its decision.
- Start shopping right away. If regular insurers turn you down, ask about Connecticut's FAIR Plan or other residual market, if one exists.
- If the notice seems late or vague, file a complaint with the Connecticut Insurance Department.
See also our non-renewal notice rules by state table.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Connecticut.
Frequently asked questions
How much notice is required for a homeowners non-renewal in Connecticut?
At least 60 days, under Conn. Gen. Stat. §38a-323.
Does the insurer have to give a reason?
The notice must state the reason.
Who regulates insurance in Connecticut?
The Connecticut Insurance Department.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.