First Protective Insurance Company · NAIC 10897
Where First Protective Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
First Protective Insurance Company (NAIC 10897) is a property and casualty insurer domiciled in Florida, part of Frontline Insurance Group. State regulators list it as licensed (admitted) in Colorado, Delaware, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee. It ranked #11 of 340 in North Carolina commercial property (fire and allied lines) in 2025 (1.8% share). It ranked #13 of 135 in North Carolina homeowners in 2025 (1.8% share). It ranked #37 of 124 in North Carolina flood in 2025 (0.2% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Connecticut, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Minnesota, Missouri, Mississippi, Montana, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Dakota, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Colorado | Admitted (licensed) | — | — | Colorado, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Florida | Admitted (licensed) | Commercial package (BOP, CMP), Homeowners, General liability, Mobile home, Commercial property (fire and allied lines) | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Workers' compensation | — | Georgia, 2026-10-18 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| North Carolina | Admitted (licensed) | Flood, Homeowners, Commercial property (fire and allied lines) | — | North Carolina, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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