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Directory · Company · Updated 2026-10-18

Physicians Insurance A Mutual Company (C) · NAIC 40738

Where Physicians Insurance A Mutual Company (C) is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Physicians Insurance A Mutual Company (C) (NAIC 40738) is a property and casualty insurer domiciled in Washington, part of Physicians Insurance A Mutual Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Kentucky, Massachusetts, Missouri, New Jersey, Nevada, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Utah, Washington, Wisconsin. It ranked #1 of 51 in Washington medical malpractice in 2025 (32.5% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Hawaii, Illinois, Maryland, Minnesota, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New York, Oklahoma, South Dakota, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)——California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)——Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)——Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Workers' compensation—Georgia, 2026-10-18
IdahoAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Idaho, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MassachusettsAdmitted (licensed)——Massachusetts, 2026-10-18
MissouriAdmitted (licensed)——Missouri, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OregonAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Fidelity bonds, Inland marine, General liability, Surety bonds2023/11/21Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Medical malpractice—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Medical malpractice in Washington#1 of 51$53.2M32.53%2025
Standing

Where it's a top-10 writer

Physicians Insurance A Mutual Group (NAIC group 00464), the group Physicians Insurance A Mutual Company (C) belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Medical malpractice in Washington
Medical Professional Liability
#1$76.9M29.65%2025
Medical malpractice in Hawaii
Medical Professional Liability
#2$5.6M13.76%2025
Medical malpractice in Oregon
Medical Professional Liability
#2$21.3M15.66%2025
Medical malpractice in Idaho
Medical Professional Liability
#4$4.3M8.85%2025
Medical malpractice in Vermont
Medical Professional Liability
#5$1.5M6.43%2025
Medical malpractice in New Mexico
Medical Professional Liability
#8$3.2M3.28%2025
Medical malpractice in New Hampshire
Medical Professional Liability
#9$2.8M4.15%2025
Medical malpractice in Alaska
Medical Professional Liability
#10$656,0002.34%2025
Medical malpractice in Utah
Medical Professional Liability
#10$2.6M2.49%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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