Short answer: Under Iowa Code §515.129B, an Iowa homeowners insurer that won't renew your policy must give you written notice at least 60 days before it expires. The notice must include the specific reasons. If you think a notice broke the rules, contact the Iowa Insurance Division.
The rule
- 60 days' notice for personal lines policies, which include homeowners
- Written explanation of the specific reasons
- Moving a policy to an affiliated company isn't a non-renewal
Source: Iowa Code §515.129B.
What to do if you get a notice
- Check the dates. Count from when the notice was mailed or delivered.
- Ask your insurer or agent for the specific reason and whether a repair or update would change its decision.
- Start shopping right away. If regular insurers turn you down, ask about Iowa's FAIR Plan or other residual market, if one exists.
- If the notice seems late or vague, file a complaint with the Iowa Insurance Division.
See also our non-renewal notice rules by state table.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Iowa.
Frequently asked questions
How much notice is required for a homeowners non-renewal in Iowa?
At least 60 days, under Iowa Code §515.129B.
Does the insurer have to give a reason?
The notice must include the specific reasons.
Who regulates insurance in Iowa?
The Iowa Insurance Division.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.