Short answer: We couldn't confirm a Kansas statute setting a notice period for non-renewing an individual homeowners policy. Yes. K.S.A. 40-2,122 requires a written explanation that specifically details the reasons. If you think a notice broke the rules, contact the Kansas Insurance Department.
The rule
- K.S.A. 40-2,122 requires the insurer to give you a written explanation that specifically details why it cancelled or didn't renew your policy.
- The 60-day rule in K.S.A. 40-2,121 applies only to business and professional policies.
- We couldn't confirm a statutory notice period for personal homeowners non-renewals.
Source: K.S.A. 40-2,122.
What to do if you get a notice
- Check the dates. Count from when the notice was mailed or delivered.
- Ask your insurer or agent for the specific reason and whether a repair or update would change its decision.
- Start shopping right away. If regular insurers turn you down, ask about Kansas's FAIR Plan or other residual market, if one exists.
- If the notice seems late or vague, file a complaint with the Kansas Insurance Department.
See also our non-renewal notice rules by state table.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Kansas.
Frequently asked questions
How much notice is required for a homeowners non-renewal in Kansas?
We couldn't confirm a specific statutory period for individual homeowners policies. Check your policy's conditions section and ask the Kansas Insurance Department.
Does the insurer have to give a reason?
Yes. K.S.A. 40-2,122 requires a written explanation that specifically details the reasons.
Who regulates insurance in Kansas?
The Kansas Insurance Department.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.