SR-22 insurance in Georgia
What Georgia requires after a DUI, a lapse or driving uninsured, how long the filing lasts, what it costs the state, whether a non-owner filing works, and which companies in Georgia write the policies that carry it, from the state's own pages and the insurance company directory.
Georgia uses the SR-22 and SR-22A filing. Who needs it: A second or later conviction for no proof of insurance (SR-22A after a 90-day suspension) and probationary licenses. A first no-insurance offense needs only proof of insurance. A DUI SR-22 rule is proposed. How long: 3 years from the conviction date for repeat no-insurance cases. The insurer files it electronically with the state once the policy is bound; a non-standard auto policy with the filing is often cheaper than people expect. 0 companies write personal auto in Georgia; the ones used to filings are tagged below.
By Sam Alishahi, independent insurance broker · Every state
What Georgia requires
From Georgia Department of Driver Services (DDS); sources at the bottom.
| Filing | SR-22 and SR-22A |
|---|---|
| Who needs it | A second or later conviction for no proof of insurance (SR-22A after a 90-day suspension) and probationary licenses. A first no-insurance offense needs only proof of insurance. A DUI SR-22 rule is proposed. |
| How long | 3 years from the conviction date for repeat no-insurance cases. |
| State fees | Reinstatement (mail / in person): no insurance $200/$210 first, $300/$310 second+; DUI first offense $200/$210. SR-22 filing fee not stated by the state; insurer charges vary. |
| Non-owner filing | Required if you own no vehicle: an SR-22A non-owner's policy for 3 years, prepaid every 6 months. An employer may give proof instead, limiting you to its vehicles. |
| How it's filed | Your insurer certifies on Georgia's green SR-22A/SR-22 form and may fax it to DDS. The first SR-22A must be marked Paid in Full for six months. Out-of-state SR-22s need a payment receipt. |
| If the policy cancels | Your insurer reports the cancellation (SR-26) and DDS cancels your license. Whether the 3-year clock restarts: not stated by the state. |
| Minimum liability limits | 25/50/25 (bodily injury per person / per accident / property damage) |
| Who handles it | Georgia Department of Driver Services (DDS) |
How to get it today
- Send the quote request with the reason for the filing (DUI, lapse, uninsured accident) and the date the state gave you; that goes to the companies above that take it.
- Bind the policy; the insurer sends the SR-22 and SR-22A to the state electronically the same day in most cases.
- Keep the policy paid for the whole period: a cancellation is reported to the state and usually restarts the suspension.
I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Questions people ask
How long do I need an SR-22 and SR-22A in Georgia?
3 years from the conviction date for repeat no-insurance cases.
Who needs an SR-22 and SR-22A in Georgia?
A second or later conviction for no proof of insurance (SR-22A after a 90-day suspension) and probationary licenses. A first no-insurance offense needs only proof of insurance. A DUI SR-22 rule is proposed.
Can I get a non-owner SR-22 and SR-22A in Georgia?
Required if you own no vehicle: an SR-22A non-owner's policy for 3 years, prepaid every 6 months. An employer may give proof instead, limiting you to its vehicles.
What happens if my policy cancels during the SR-22 and SR-22A period?
Your insurer reports the cancellation (SR-26) and DDS cancels your license. Whether the 3-year clock restarts: not stated by the state.
Sources
- https://dds.georgia.gov/no-proof-insurance-multiple
- https://dds.georgia.gov/reinstatement-faqs-no-proof-insurance-first-offense
- https://dds.georgia.gov/georgia-licenseid/violations-suspensions-revocations/reinstatement-fees-and-payment
- https://dds.georgia.gov/georgia-licenseid/violations-suspensions-revocations/reinstate-license
- https://dds.georgia.gov/georgia-licenseid/violations-suspensions-revocations/violations-and-suspensions-faqs/dui-first
- https://dds.georgia.gov/document/document/375-3-3-17-reinstatement-procedures-suspensions-based-second-or-subsequent/download
Send it once. It gets filed.
A few minutes to request the quote; the companies that file SR-22 and SR-22A answer by email, and the filing goes to the state when you bind.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.