SR-22 · Every state · Updated 2026-10-18
SR-22 insurance by state
After a DUI, a suspension, a lapse or an uninsured accident, most states make you prove financial responsibility with an SR-22 filed by your insurer. The rules differ by state: how long, what it costs, whether a non-owner filing counts, and which states don't use the form at all. Pick your state.
40 states and DC use an SR-22 (Florida, Virginia also use the higher-limit FR-44); 10 don't use the certificate and reinstate on proof of insurance instead: Delaware, Kentucky, Maryland, Massachusetts, New Jersey, New Mexico, New York, Oklahoma, Pennsylvania, West Virginia.
By Sam Alishahi, independent insurance broker
By state
Your state's rule
- AlabamaSR-22 · 3 years from the date proof was required
- AlaskaSR-22 · Usually 3 years, released on request; DU
- ArizonaSR-22 · 3 years from the end of the suspension o
- CaliforniaSR-22 · 3 years; the DMV may release the proof a
- ColoradoSR-22 · 9 months to 3 years depending on the off
- ConnecticutInsurer certificate (not called SR-22) · No fixed period stated; you may ask the
- DelawareNone (proof of insurance instead) · Not applicable; judgment cases stay susp
- District of ColumbiaInsurer certificate (not called SR-22) · Not stated by the state. The license sta
- FloridaSR-22 and FR-44 · 2 years after an insurance-lapse suspens
- GeorgiaSR-22 and SR-22A · 3 years from the conviction date for rep
- HawaiiInsurer certificate (not called SR-22) · 3 years from the date proof was required
- IdahoSR-22 · 3 years from the end of the suspension;
- IllinoisSR-22 · 3 years
- IndianaSR-22 · 180 days with no lapse for insurance sus
- IowaSR-22 · 2 years from the first day of the suspen
- KansasSR-22 · 1 year. The state does not say when the
- KentuckyNone (proof of insurance instead) · Not applicable; no filing period.
- LouisianaSR-22 · 3 years from the DWI conviction or refus
- MaineSR-22 · At least 3 years after reinstatement; th
- MarylandNone (proof of insurance instead) · Not stated by the state
- MassachusettsNone (proof of insurance instead) · Not stated by the state
- MichiganInsurer certificate (not called SR-22) · Until the judgment is paid in full; in g
- MinnesotaInsurer certificate on state form PS35016 (not called SR-22) · 1 calendar year of insurance.
- MississippiInsurer-certified policy (form name not stated by the state) · DUI: proof of insurance for 3 years. Oth
- MissouriSR-22 · 2 years from the start of most suspensio
- MontanaInsurer certificate (not called SR-22) · Waived on request after 3 years from the
- NebraskaSR-22 · 3 years from reinstatement eligibility (
- NevadaSR-22 · 3 years (36 consecutive months) after re
- New HampshireSR-22 · 3 years from the conviction, crash or ac
- New JerseyNone (proof of insurance instead) · Not applicable; proof of current insuran
- New MexicoNone (proof of insurance instead) · Not applicable; no filing period.
- New YorkNone (proof of insurance instead) · Not applicable for routine cases; revoca
- North CarolinaInsurer certificate (not called SR-22) · At least 3 years from the date your lice
- North DakotaSR-22 · 1 year (no-insurance conviction or unins
- OhioSR-22 (or bond) · 1 year from the suspension date (older o
- OklahomaNone (proof of insurance instead) · Not applicable; no filing period.
- OregonSR-22 · 1 year for uninsured crashes or convicti
- PennsylvaniaNone (proof of insurance instead) · Not applicable; suspensions last 3 month
- Rhode IslandSR-22 · 1 year in general; 3 years after a DUI o
- South CarolinaSR-22 · 3 years from the date of suspension.
- South DakotaSR-22 · 3 years from the conviction date; releas
- TennesseeSR-22 · As long as the suspension or revocation
- TexasSR-22 · 2 years from the conviction (judgments:
- UtahSR-22 · Typically 3 years from the conviction; y
- VermontSR-22 · Sources differ: 1 year in most cases by
- VirginiaSR-22 and FR-44 · 3 years from the suspension date, the en
- WashingtonSR-22 · 3 years; DOL cancels it on request after
- West VirginiaNone (proof of insurance instead) · Not applicable; no filing period.
- WisconsinSR-22 · 3 years from the date you are eligible t
- WyomingSR-22 · 3 years from the date it is required (DW
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