SR-22 insurance in Hawaii
What Hawaii requires after a DUI, a lapse or driving uninsured, how long the filing lasts, what it costs the state, whether a non-owner filing works, and which companies in Hawaii write the policies that carry it, from the state's own pages and the insurance company directory.
Hawaii uses the Insurer certificate (not called SR-22) filing. Who needs it: Drivers suspended for OVUII (impaired driving) or convicted of reckless or inattentive driving, driving while suspended, or certain at-fault injury crashes. A first no-insurance conviction and moving violations don't count. How long: 3 years from the date proof was required; release is on request and needs 3 conviction-free years. The insurer files it electronically with the state once the policy is bound; a non-standard auto policy with the filing is often cheaper than people expect. 0 companies write personal auto in Hawaii; the ones used to filings are tagged below.
By Sam Alishahi, independent insurance broker · Every state
What Hawaii requires
From County administrators (chief of police or director of finance); Hawaii has no state DMV; sources at the bottom.
| Filing | Insurer certificate (not called SR-22) |
|---|---|
| Who needs it | Drivers suspended for OVUII (impaired driving) or convicted of reckless or inattentive driving, driving while suspended, or certain at-fault injury crashes. A first no-insurance conviction and moving violations don't count. |
| How long | 3 years from the date proof was required; release is on request and needs 3 conviction-free years. |
| State fees | Not stated by the state |
| Non-owner filing | Accepted. A non-owner (driver's) policy covers vehicles you don't own, and an owner may give proof for an employee or household member. |
| How it's filed | Your Hawaii-authorized insurer files a certificate with your county's administrator (police chief or finance director). Bonds, deposits or self-insurance are alternatives. Electronic: not stated. |
| If the policy cancels | Your insurer must give 10 days' notice before cancelling. Your license and registration are suspended until new proof is filed, and you must surrender your license. |
| Minimum liability limits | 40/80/20 (bodily injury per person / per accident / property damage); uninsured motorist at the same bodily injury limits unless rejected in writing. |
| Who handles it | County administrators (chief of police or director of finance); Hawaii has no state DMV |
How to get it today
- Send the quote request with the reason for the filing (DUI, lapse, uninsured accident) and the date the state gave you; that goes to the companies above that take it.
- Bind the policy; the insurer sends the Insurer certificate (not called SR-22) to the state electronically the same day in most cases.
- Keep the policy paid for the whole period: a cancellation is reported to the state and usually restarts the suspension.
I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Questions people ask
How long do I need an Insurer certificate (not called SR-22) in Hawaii?
3 years from the date proof was required; release is on request and needs 3 conviction-free years.
Who needs an Insurer certificate (not called SR-22) in Hawaii?
Drivers suspended for OVUII (impaired driving) or convicted of reckless or inattentive driving, driving while suspended, or certain at-fault injury crashes. A first no-insurance conviction and moving violations don't count.
Can I get a non-owner Insurer certificate (not called SR-22) in Hawaii?
Accepted. A non-owner (driver's) policy covers vehicles you don't own, and an owner may give proof for an employee or household member.
What happens if my policy cancels during the Insurer certificate (not called SR-22) period?
Your insurer must give 10 days' notice before cancelling. Your license and registration are suspended until new proof is filed, and you must surrender your license.
Sources
- https://www.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0287/HRS_0287-0001.htm
- https://www.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0287/HRS_0287-0020.htm
- https://www.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0287/HRS_0287-0021.htm
- https://www.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0287/HRS_0287-0022.htm
- https://www.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0287/HRS_0287-0022_0001.htm
- https://www.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0287/HRS_0287-0023.htm
Send it once. It gets filed.
A few minutes to request the quote; the companies that file Insurer certificate (not called SR-22) answer by email, and the filing goes to the state when you bind.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.