
SR-22 insurance in New Hampshire
What New Hampshire requires after a DUI, a lapse or driving uninsured, how long the filing lasts, what it costs the state, whether a non-owner filing works, and which companies in New Hampshire write the policies that carry it, from the state's own pages and the insurance company directory.
New Hampshire uses the SR-22 filing. Who needs it: Any DWI, leaving the scene of an accident, a 2nd reckless driving offense, driving-related homicide or assault, repeat excessive speeding, and uninsured accidents or unpaid judgments. The DMV notifies you in writing. How long: 3 years from the conviction, crash or action (DWI 2nd: from restoration eligibility); relief is by written request. The insurer files it electronically with the state once the policy is bound; a non-standard auto policy with the filing is often cheaper than people expect. 0 companies write personal auto in New Hampshire; the ones used to filings are tagged below.
By Sam Alishahi, independent insurance broker · Every state
What New Hampshire requires
From New Hampshire Department of Safety, Division of Motor Vehicles, Financial Responsibility; sources at the bottom.
| Filing | SR-22 |
|---|---|
| Who needs it | Any DWI, leaving the scene of an accident, a 2nd reckless driving offense, driving-related homicide or assault, repeat excessive speeding, and uninsured accidents or unpaid judgments. The DMV notifies you in writing. |
| How long | 3 years from the conviction, crash or action (DWI 2nd: from restoration eligibility); relief is by written request. |
| State fees | No separate state SR-22 filing fee stated; insurer charges vary. License restoration fee: $100 after a suspension or revocation. |
| Non-owner filing | Accepted: file an Operator's SR-22. With non-owner coverage on file, no vehicle may be registered to you until owner coverage is filed. |
| How it's filed | An insurer licensed in New Hampshire files the uniform SR-22 (in duplicate) with the DMV. Faxed SR-22s are not accepted. Electronic filing: not stated by the state. |
| If the policy cancels | Your insurer files an SR-26; your license and registration are suspended 20 days after the DMV's notice unless a new SR-22 is filed. Whether the 3 years restart: not stated. |
| Minimum liability limits | 25/50/25 (bodily injury per person / per accident / property damage) |
| Who handles it | New Hampshire Department of Safety, Division of Motor Vehicles, Financial Responsibility |
How to get it today
- Send the quote request with the reason for the filing (DUI, lapse, uninsured accident) and the date the state gave you; that goes to the companies above that take it.
- Bind the policy; the insurer sends the SR-22 to the state electronically the same day in most cases.
- Keep the policy paid for the whole period: a cancellation is reported to the state and usually restarts the suspension.
I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Questions people ask
How long do I need an SR-22 in New Hampshire?
3 years from the conviction, crash or action (DWI 2nd: from restoration eligibility); relief is by written request.
Who needs an SR-22 in New Hampshire?
Any DWI, leaving the scene of an accident, a 2nd reckless driving offense, driving-related homicide or assault, repeat excessive speeding, and uninsured accidents or unpaid judgments. The DMV notifies you in writing.
Can I get a non-owner SR-22 in New Hampshire?
Accepted: file an Operator's SR-22. With non-owner coverage on file, no vehicle may be registered to you until owner coverage is filed.
What happens if my policy cancels during the SR-22 period?
Your insurer files an SR-26; your license and registration are suspended 20 days after the DMV's notice unless a new SR-22 is filed. Whether the 3 years restart: not stated.
Sources
- https://www.dmv.nh.gov/tickets-accidents-or-restorations/insurance-requirements-sr-22
- https://www.dmv.nh.gov/tickets-accidents-or-restorations/insurance-requirements-sr-22/insurance-requirementssr-22-faqs
- https://www.gencourt.state.nh.us/rules/state_agencies/saf-c7500.html
- https://www.gencourt.state.nh.us/rsa/html/XXI/264/264-20.htm
- https://www.gencourt.state.nh.us/rsa/html/XXI/264/264-21.htm
- https://www.gencourt.state.nh.us/rsa/html/XXI/264/264-2.htm
Send it once. It gets filed.
A few minutes to request the quote; the companies that file SR-22 answer by email, and the filing goes to the state when you bind.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.