SR-22 insurance in Massachusetts
What Massachusetts requires after a DUI, a lapse or driving uninsured, how long the filing lasts, what it costs the state, whether a non-owner filing works, and which companies in Massachusetts write the policies that carry it, from the state's own pages and the insurance company directory.
Massachusetts does not use an SR-22 certificate. No SR-22 is required. Massachusetts requires compulsory liability insurance on every registered vehicle; suspended drivers reinstate by paying the fee and meeting exam or class requirements. Not applicable. Your insurer gives a certificate for vehicle registration and notifies the registrar if the policy is cancelled. What you need is an auto policy that meets the state minimum and proof of it for the reinstatement; 587 companies write personal auto here.
By Sam Alishahi, independent insurance broker · Every state
What Massachusetts requires
From Massachusetts Registry of Motor Vehicles (RMV); sources at the bottom.
| Filing | None (proof of insurance instead) |
|---|---|
| Who needs it | No SR-22 is required. Massachusetts requires compulsory liability insurance on every registered vehicle; suspended drivers reinstate by paying the fee and meeting exam or class requirements. |
| How long | Not stated by the state |
| State fees | No filing fee. License reinstatement fees range from $100 to $1,200; $500 after an uninsured-driving suspension. |
| Non-owner filing | Not stated by the state |
| How it's filed | Not applicable. Your insurer gives a certificate for vehicle registration and notifies the registrar if the policy is cancelled. |
| If the policy cancels | The registration is revoked on the cancellation date unless a new certificate arrives. Driving uninsured: $500-$5,000 fine and a 60-day license suspension (1 year if repeated within 6 years). |
| Minimum liability limits | 25/50/30 (bodily injury per person / per accident / property damage) since July 1, 2025; uninsured auto 25/50; PIP up to $8,000. |
| Who handles it | Massachusetts Registry of Motor Vehicles (RMV) |
How to get it today
- Send the quote request with the reason for the filing (DUI, lapse, uninsured accident) and the date the state gave you; that goes to the companies above that take it.
- Bind the policy; the insurer sends the proof of insurance to the state electronically.
- Keep the policy paid for the whole period: a cancellation is reported to the state and usually restarts the suspension.
I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Sources
- https://www.mass.gov/how-to/reinstate-your-drivers-license
- https://www.mass.gov/info-details/out-of-state-suspensions-and-revocations
- https://www.mass.gov/info-details/massachusetts-consumer-bill-of-rights-for-automobile-insurance
- https://search.mass.gov/?q=SR-22
- https://search.mass.gov/?q=SR22
- https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section33
Send it once. It gets filed.
A few minutes to request the quote; the companies that file proof answer by email, and the filing goes to the state when you bind.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.