Short answer: Under 26-A DCMR §301, a Washington, D.C. homeowners insurer that won't renew your policy must give you written notice at least 30 days before it expires. The notice must give the reasons and explain your appeal rights. If you think a notice broke the rules, contact the D.C. Department of Insurance, Securities and Banking.
The rule
- At least 30 days' written notice before the policy period ends
- The notice must include the reasons, your appeal rights and information about the D.C. Property Insurance Facility
- See also DISB's notice guidance
Source: 26-A DCMR §301.
What to do if you get a notice
- Check the dates. Count from when the notice was mailed or delivered.
- Ask your insurer or agent for the specific reason and whether a repair or update would change its decision.
- Start shopping right away. If regular insurers turn you down, ask about Washington, D.C.'s FAIR Plan or other residual market, if one exists.
- If the notice seems late or vague, file a complaint with the D.C. Department of Insurance, Securities and Banking.
See also our non-renewal notice rules by state table.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Washington, D.C..
Frequently asked questions
How much notice is required for a homeowners non-renewal in Washington, D.C.?
At least 30 days, under 26-A DCMR §301.
Does the insurer have to give a reason?
The notice must give the reasons and explain your appeal rights.
Who regulates insurance in Washington, D.C.?
The D.C. Department of Insurance, Securities and Banking.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.