Short answer: Under W. Va. Code §33-17A-4, a West Virginia homeowners insurer that won't renew your policy must give you written notice at least 30 days before it expires. The insurer must notify you of its reasons. If you think a notice broke the rules, contact the West Virginia Offices of the Insurance Commissioner.
The rule
- Notice at least 30 days before the policy period ends
- §33-17A-5 limits the reasons for cancellation
Source: W. Va. Code §33-17A-4.
What to do if you get a notice
- Check the dates. Count from when the notice was mailed or delivered.
- Ask your insurer or agent for the specific reason and whether a repair or update would change its decision.
- Start shopping right away. If regular insurers turn you down, ask about West Virginia's FAIR Plan or other residual market, if one exists.
- If the notice seems late or vague, file a complaint with the West Virginia Offices of the Insurance Commissioner.
See also our non-renewal notice rules by state table.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in West Virginia.
Frequently asked questions
How much notice is required for a homeowners non-renewal in West Virginia?
At least 30 days, under W. Va. Code §33-17A-4.
Does the insurer have to give a reason?
The insurer must notify you of its reasons.
Who regulates insurance in West Virginia?
The West Virginia Offices of the Insurance Commissioner.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.