Short answer: Under O.C.G.A. §33-24-46, a Georgia homeowners insurer that won't renew your policy must give you written notice at least 60 days before it expires. The insurer must give its reasons. If you think a notice broke the rules, contact the Georgia Office of Insurance and Safety Fire Commissioner.
The rule
- 60 days' notice for policies issued or renewed on or after January 1, 2026, raised from 30 days by SB 35
- Notice goes to you and to your lender, if any
- See also our Georgia claim deadlines guide
Source: O.C.G.A. §33-24-46.
What to do if you get a notice
- Check the dates. Count from when the notice was mailed or delivered.
- Ask your insurer or agent for the specific reason and whether a repair or update would change its decision.
- Start shopping right away. If regular insurers turn you down, ask about Georgia's FAIR Plan or other residual market, if one exists.
- If the notice seems late or vague, file a complaint with the Georgia Office of Insurance and Safety Fire Commissioner.
See also our non-renewal notice rules by state table.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Georgia.
Frequently asked questions
How much notice is required for a homeowners non-renewal in Georgia?
At least 60 days, under O.C.G.A. §33-24-46.
Does the insurer have to give a reason?
The insurer must give its reasons.
Who regulates insurance in Georgia?
The Georgia Office of Insurance and Safety Fire Commissioner.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.