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Directory · Oregon · Umbrella and excess

Who writes umbrella and excess in Oregon

From the Oregon company list; alphabetical, since Oregon doesn't publish every company's premium by line.

15 insurers are licensed for umbrella and excess in Oregon on the regulator's list.

By Sam Alishahi, independent insurance broker · All lines in Oregon

Umbrella and excess · Oregon

The companies

CompanyNAICHome stateStatus hereLines
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Benchmark Insurance Company41394KSAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Gray Insurance Company (The)36307LAAdmitted (licensed)Surety bonds, Umbrella and excess, Workers' compensation
Great West Casualty Company11371NEAdmitted (licensed)Personal auto, Commercial auto, Inland marine +3 more
Incline Casualty Company11090TXAdmitted (licensed)Personal auto, Commercial auto, General liability +2 more
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Old Republic Insurance Company24147PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +6 more
Safety National Casualty Corporation15105MOAdmitted (licensed)Personal auto, Commercial auto, General liability +3 more
Star Insurance Company18023MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
XL Specialty Insurance Company37885DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +8 more
Zurich American Insurance Company16535NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Turned down?

Last resort for umbrella and excess in Oregon

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Oregon insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = companies in Oregon DFR's 2025 market-share PDFs (property-casualty-totals.pdf plus the per-line PDFs linked from the financial-statements page). Some per-line PDFs (the life ones) still show 2024 data. Only insurers authorized in Oregon appear and companies with zero Oregon premium are excluded, so a licensed company that wrote nothing is missing. Names are NAIC short names (Ins Co, Amer, Natl). type comes from which reports list the company (Property & Casualty first, then Accident & Health, Life, Title); lines are the 'Line of Business' headers of the per-line PDFs the company appears in, spelled as published. since is not published. Surplus lines = SLAOR's eligible insurer listing (current names only; 78 former-name history rows and the 'MISCELLANEOUS - requires prior approval' placeholder dropped). It has no NAIC codes, domicile or eligibility dates, and none of its insurers appear in the DFR market-share PDFs, so naic is empty and must be filled by name in the merge. alien is a heuristic: foreign corporate suffix (Ltd/SE/AG/S.A./DAC/Club...), a US process-agent law firm as the address, or no US city/state/zip on file. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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