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Directory · Company · Updated 2026-10-18

Build America Mutual Assurance Company · NAIC 14380

Where Build America Mutual Assurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Build America Mutual Assurance Company (NAIC 14380) is a property and casualty insurer domiciled in New York. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #1 of 1 in South Dakota financial guaranty in 2025 (100.0% share). It ranked #1 of 3 in Washington financial guaranty in 2025 (88.8% share). It ranked #2 of 5 in California financial guaranty in 2025 (22.7% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, New York, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Financial guaranty—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)——Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)——Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, Surety bonds—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Financial guaranty—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Fidelity bonds, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Surety bonds07-19-2013Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Financial guaranty—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
North CarolinaAdmitted (licensed)Financial guaranty—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Financial guaranty—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Financial guaranty—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Financial guaranty—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Fidelity bonds, Financial guaranty, Surety bonds2012/09/12Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Financial guaranty—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Financial guaranty in California#2 of 5$5.5M22.72%2025
Financial guaranty in Illinois#2 of 3$3.3M39.75%2025
Financial guaranty in North Carolina#2 of 2$15,8001.73%2025
Financial guaranty in South Dakota#1 of 1$76,188100.00%2025
Financial guaranty in Texas#2 of 4$14.6M35.87%2025
Financial guaranty in Washington#1 of 3$7.7M88.80%2025
Standing

Where it's a top-10 writer

Build America Mutual Assurance Company ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Financial guaranty in Mississippi
Financial Guaranty
#1$519,00073.61%2025
Financial guaranty in New Jersey
Financial Guaranty
#1$1.2M47.04%2025
Financial guaranty in Ohio
Financial Guaranty
#1$3.2M56.25%2025
Financial guaranty in South Dakota
Financial Guaranty
#1$76,000100.00%2025
Financial guaranty in Washington
Financial Guaranty
#1$7.7M88.80%2025
Financial guaranty in Alabama
Financial Guaranty
#2$1.2M26.38%2025
Financial guaranty in Alaska
Financial Guaranty
#2$99,0002.69%2025
Financial guaranty in Arizona
Financial Guaranty
#2$449,00030.24%2025
Financial guaranty in Arkansas
Financial Guaranty
#2$908,00035.72%2025
Financial guaranty in California
Financial Guaranty
#2$5.5M22.72%2025
Financial guaranty in Colorado
Financial Guaranty
#2$2.3M17.61%2025
Financial guaranty in Florida
Financial Guaranty
#2$683,0005.28%2025
Financial guaranty in Georgia
Financial Guaranty
#2$310,0008.24%2025
Financial guaranty in Illinois
Financial Guaranty
#2$3.3M39.75%2025
Financial guaranty in Indiana
Financial Guaranty
#2$1.2M30.12%2025
Financial guaranty in Iowa
Financial Guaranty
#2$662,00039.42%2025
Financial guaranty in Kansas
Financial Guaranty
#2$459,00024.77%2025
Financial guaranty in Michigan
Financial Guaranty
#2$649,00035.86%2025
Financial guaranty in Missouri
Financial Guaranty
#2$188,0004.57%2025
Financial guaranty in Montana
Financial Guaranty
#2$154,00012.33%2025
Financial guaranty in Nevada
Financial Guaranty
#2$45,00029.89%2025
Financial guaranty in New Mexico
Financial Guaranty
#2$65,00026.47%2025
Financial guaranty in New York
Financial Guaranty
#2$21.3M15.79%2025
Financial guaranty in North Carolina
Financial Guaranty
#2$16,0001.73%2025
Financial guaranty in North Dakota
Financial Guaranty
#2$12,0002.31%2025
Financial guaranty in Oklahoma
Financial Guaranty
#2$131,00015.34%2025
Financial guaranty in Oregon
Financial Guaranty
#2$13,0009.06%2025
Financial guaranty in Pennsylvania
Financial Guaranty
#2$1.8M25.15%2025
Financial guaranty in Rhode Island
Financial Guaranty
#2$41,0000.55%2025
Financial guaranty in Tennessee
Financial Guaranty
#2$1.5M40.47%2025
Financial guaranty in Texas
Financial Guaranty
#2$14.6M35.87%2025
Financial guaranty in Utah
Financial Guaranty
#2$129,0005.50%2025
Financial guaranty in West Virginia
Financial Guaranty
#2$382,00025.69%2025
Financial guaranty in Wisconsin
Financial Guaranty
#2$475,00024.08%2025
Financial guaranty in Kentucky
Financial Guaranty
#3$167,00016.16%2025
Financial guaranty in Louisiana
Financial Guaranty
#3$284,0003.94%2025
Financial guaranty in Minnesota
Financial Guaranty
#3$45,0009.40%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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