
Who writes umbrella and excess in Missouri
From the Missouri company list; alphabetical, since Missouri doesn't publish every company's premium by line.
18 insurers are licensed for umbrella and excess in Missouri on the regulator's list.
By Sam Alishahi, independent insurance broker · All lines in Missouri
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| Ace American Insurance Company | 22667 | PA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more |
| Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more |
| Everest National Insurance Company | 10120 | DE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Gray Insurance Company (The) | 36307 | LA | Admitted (licensed) | Personal auto, Commercial auto, Fidelity bonds +4 more |
| Great American Insurance Company | 16691 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more |
| Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Incline Casualty Company | 11090 | TX | Admitted (licensed) | Personal auto, Commercial auto, Inland marine +3 more |
| L M Insurance Corporation | 33600 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Midwest Employers Casualty Company | 23612 | IA | Admitted (licensed) | Fidelity bonds, Surety bonds, Umbrella and excess +1 more |
| National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more |
| Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | Personal auto, Commercial auto, Credit +7 more |
| Safety National Casualty Corporation | 15105 | MO | Admitted (licensed) | Personal auto, Commercial auto, Fidelity bonds +4 more |
| Star Insurance Company | 18023 | MI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more |
| XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
Method and source
Source: the Missouri insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every ACTIVE Missouri licensee (P&C, life, health, HMO, TPA, warranty, prepaid dental, etc.); filter on type. 'type' is the license Description from each company's detail page (e.g. 'Property and Casualty (Ch 379, RSMo)'); where a detail page was not read, type comes from Missouri market-share membership and is suffixed '(market share)'. 'lines' = lines of business with non-zero direct written premium in the 2025 Missouri market share report (licensed companies only). 'domicile' is only known for companies in the market share report. 'since' = Date Admitted from the detail page. Surplus lines list carries no NAIC code; naic filled by exact normalized-name match (naic_source says where), alien = domicile not a US state code. Detail-page crawl in progress; this file will be rewritten when it finishes. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
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