Modern two-story house with a pool
Directory · Wyoming · Commercial package (BOP, CMP)

Who writes commercial package (BOP, CMP) in Wyoming

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Mountain West Farm Group wrote the most commercial package (BOP, CMP) in Wyoming in 2025, $23.7M and 13.6% of the state's premium; the top five groups hold 48%. Wyoming's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Wyoming page.

By Sam Alishahi, independent insurance broker · All lines in Wyoming

Top 10 · NAIC table: 05 - Total Commercial Multiple Peril

The insurer groups that write the most commercial package (BOP, CMP) in Wyoming

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Mountain West Farm Group$23.7M13.64%56%360 Insurance Company, Mountain West Farm Bureau Mutual Insurance
2Travelers Group$22.1M12.70%27%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Liberty Mutual Group$14.5M8.37%67%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
4State Farm Group$12.1M6.99%47%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
5American International Group$10.9M6.28%17%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
6Nationwide Corporation Group$9.1M5.22%33%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
7Tokio Marine Holdings Inc Group$7.7M4.44%18%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
8Farmers Insurance Group$7.5M4.33%91%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
9ACUITY, A Mutual Insurance Company$6.8M3.89%21%—
10Markel Group$5.8M3.35%57%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
Turned down?

Last resort for commercial package (BOP, CMP) in Wyoming

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Wyoming insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = Wyoming DOI '2025 Property & Casualty AdHoc Com Data Statement Report - run date 06/11/2026' (Google Sheet linked from https://doi.wyo.gov/companies under Company Financial Information > 2025 Financial Summary Information > Property & Casualty*). It lists every company filing a P&C annual statement in Wyoming with its NAIC code and Wyoming direct premium; it is an NAIC ad hoc financial report, not a DOI-labelled 'licensed companies' list, so completeness as a licence roster is inferred (764 companies, 493 with WY premium > 0). P&C only (life, health and title have separate sheets); 'type' is set from the report title, not per row. No domicile, lines of authority or licence dates are given. Surplus lines: Wyoming publishes no eligibility list (https://doi.wyo.gov/companies/surplus-lines); U.S. nonadmitted insurers qualify under NRRA (authorized in domicile, >= $15M capital & surplus), alien insurers must be on the NAIC Quarterly Listing of Alien Insurers (Edition 252, July 1, 2026), read from the SLIP+ mirror because content.naic.org is behind a Cloudflare challenge. Rows carry the NAIC AIIN (e.g. AA-1344102) in 'aiin' with naic left '' (not a 5-digit cocode); 'country' holds the domicile country, 'domicile' is '' (not a U.S. state); 88 alien companies + 104 Lloyd's syndicates; 'eligible' is '' because the listing gives no admission dates; 'footnote' marks NAIC footnotes (3 = RiverStone, run-off, not eligible anywhere; 1 = Chubb Seguros Mexico, ineligible in TX; 4 = Cigna Global, travel medical only). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need commercial package (BOP, CMP) in Wyoming?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.