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Directory · Company · Updated 2026-10-18

American Business & Mercantile Insurance Mutual, Inc. · NAIC 40789

Where American Business & Mercantile Insurance Mutual, Inc. is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

American Business & Mercantile Insurance Mutual, Inc. (NAIC 40789) is a property and casualty insurer domiciled in Delaware, part of Old Republic Group. State regulators list it as licensed (admitted) in Alaska, Delaware, Georgia, Iowa, Illinois, Kentucky, Minnesota, Missouri, Mississippi, North Dakota, Nebraska, Nevada, Texas, Utah, Wisconsin. It ranked #362 of 695 in Illinois general liability in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for California, Colorado, Connecticut, Florida, Hawaii, Idaho, Massachusetts, Maryland, Montana, North Carolina, New Jersey, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)General liability—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation04-01-1984Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2011/09/19Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
General liability in Illinois#362 of 695$1.1M0.02%2025
Standing

Where it's a top-10 writer

Old Republic Group (NAIC group 00150), the group American Business & Mercantile Insurance Mutual, Inc. belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Aircraft and aviation in Arkansas
Aircraft
#1$6.3M15.48%2025
Commercial auto in Iowa
Commercial Auto Liability
#1$39.0M8.45%2025
Commercial auto in Iowa
Total Commercial Auto
#1$60.9M8.11%2025
Aircraft and aviation in Iowa
Aircraft
#1$4.7M16.32%2025
Aircraft and aviation in Maine
Aircraft
#1$1.0M12.24%2025
Commercial auto in Minnesota
Commercial Auto Liability
#1$68.6M9.60%2025
Commercial auto in Minnesota
Total Commercial Auto
#1$105.7M9.51%2025
Aircraft and aviation in Mississippi
Aircraft
#1$5.0M23.83%2025
Warranty in Montana
Warranty
#1$3.8M86.53%2025
Commercial auto in Nebraska
Commercial Auto Liability
#1$35.1M11.52%2025
Commercial auto in Nebraska
Total Commercial Auto
#1$64.2M12.49%2025
Commercial auto in Nebraska
Commercial Auto Physical Damage
#1$29.1M13.92%2025
Warranty in Nebraska
Warranty
#1$2.1M51.02%2025
Commercial auto in North Dakota
Commercial Auto Liability
#1$14.4M10.75%2025
Commercial auto in North Dakota
Total Commercial Auto
#1$25.7M10.55%2025
Aircraft and aviation in North Dakota
Aircraft
#1$3.2M21.10%2025
Warranty in North Dakota
Warranty
#1$363,00059.01%2025
Aircraft and aviation in Oklahoma
Aircraft
#1$3.3M10.00%2025
Commercial auto in South Dakota
Commercial Auto Liability
#1$13.1M9.55%2025
Commercial auto in South Dakota
Total Commercial Auto
#1$25.6M10.10%2025
Commercial auto in South Dakota
Commercial Auto Physical Damage
#1$12.5M10.76%2025
Credit in Wyoming
Credit
#1$2.1M35.56%2025
Aircraft and aviation in Alabama
Aircraft
#2$3.8M11.54%2025
Commercial auto in Arkansas
Commercial Auto Liability
#2$32.3M6.74%2025
Commercial auto in Arkansas
Total Commercial Auto
#2$44.9M6.62%2025
Commercial auto in Arkansas
Commercial Auto Physical Damage
#2$12.6M6.32%2025
Commercial auto in Colorado
Commercial Auto Physical Damage
#2$21.4M6.09%2025
Warranty in District of Columbia
Warranty
#2$6,00025.32%2025
Warranty in Hawaii
Warranty
#2$164,00014.21%2025
Commercial auto in Idaho
Commercial Auto Liability
#2$19.6M7.18%2025
Commercial auto in Illinois
Total Commercial Auto
#2$170.4M5.31%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#2$39.0M5.27%2025
Commercial auto in Kansas
Commercial Auto Physical Damage
#2$15.8M7.23%2025
Aircraft and aviation in Kansas
Aircraft
#2$4.1M10.32%2025
Warranty in Louisiana
Warranty
#2$958,00013.42%2025
Warranty in Maine
Warranty
#2$925,00011.74%2025
Commercial auto in Minnesota
Commercial Auto Physical Damage
#2$37.1M9.34%2025
Warranty in Mississippi
Warranty
#2$603,0009.38%2025
Commercial auto in Montana
Total Commercial Auto
#2$23.0M7.44%2025
Commercial auto in Montana
Commercial Auto Physical Damage
#2$11.6M9.88%2025
Aircraft and aviation in Nebraska
Aircraft
#2$3.7M12.55%2025
Credit in Nevada
Credit
#2$1.5M11.37%2025
Warranty in New Hampshire
Warranty
#2$1.7M17.66%2025
Commercial auto in North Dakota
Commercial Auto Physical Damage
#2$11.4M10.30%2025
Warranty in Oregon
Warranty
#2$1.9M22.22%2025
Aircraft and aviation in South Carolina
Aircraft
#2$2.6M9.18%2025
Aircraft and aviation in South Dakota
Aircraft
#2$2.4M16.45%2025
Warranty in South Dakota
Warranty
#2$566,00017.31%2025
Commercial auto in Tennessee
Commercial Auto Liability
#2$61.2M6.04%2025
Commercial auto in Washington
Commercial Auto Physical Damage
#2$25.2M8.33%2025
Aircraft and aviation in Wisconsin
Aircraft
#2$4.2M11.97%2025
Commercial auto in Wyoming
Commercial Auto Physical Damage
#2$6.1M9.92%2025
Warranty in Wyoming
Warranty
#2$142,00014.58%2025
Warranty in Alaska
Warranty
#3$113,0002.95%2025
Warranty in Arkansas
Warranty
#3$944,0006.79%2025
Commercial auto in Idaho
Total Commercial Auto
#3$31.3M7.66%2025
Commercial auto in Idaho
Commercial Auto Physical Damage
#3$11.7M8.64%2025
Aircraft and aviation in Idaho
Aircraft
#3$1.9M7.52%2025
Warranty in Idaho
Warranty
#3$1.3M16.35%2025
Commercial auto in Indiana
Commercial Auto Liability
#3$63.0M5.96%2025

Showing the best 60 of 284 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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