Modern two-story house with a pool
Directory · Nevada · Personal auto

Who writes personal auto in Nevada

From the Nevada Division of Insurance company list; alphabetical, since Nevada doesn't publish every company's premium by line.

28 insurers are licensed for personal auto in Nevada on the regulator's list. Progressive Group wrote the most in 2025 (22.4% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Nevada

Top 10 · NAIC table: Total Private Passenger Auto

The insurer groups that write the most personal auto in Nevada

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Progressive Group$996.7M22.40%67%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
2State Farm Group$808.9M18.18%72%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
3Berkshire Hathaway Group$510.2M11.47%71%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
4Allstate Insurance Group$441.2M9.91%64%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
5United Serv Automobile Assn Group$308.4M6.93%89%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
6Csaa Insurance Group$239.2M5.38%73%CSAA Insurance Exchange, CSAA FIRE \u0026 CASUALTY INSURANCE COMPANY, CSAA General Insurance Company, Mobilitas Insurance Company
7Farmers Insurance Group$219.7M4.94%55%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
8American Family Insurance Group$140.8M3.16%92%American Family Mutual Insurance Company, S.I., American Family Connect Property and Casualty Insurance Company, Homesite Insurance Company, American Family Insurance Company
9Travelers Group$101.0M2.27%70%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
10Liberty Mutual Group$83.8M1.88%52%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
Personal auto · Nevada

The companies

CompanyNAICHome stateStatus hereLines
American Builders Insurance Company Risk Retention Group, Inc.12631ALAdmitted (licensed)Personal auto, General liability, Umbrella and excess
ARCOA Risk Retention Group Inc13177NVAdmitted (licensed)Personal auto, General liability
Bulldog National Risk Retention Group, Inc.16384NCAdmitted (licensed)Personal auto, Inland marine, General liability +1 more
BUS Risk Retention Group, Inc.17324SCAdmitted (licensed)Personal auto, General liability
Circle Star Insurance Company, A Risk Retention Group11839VTAdmitted (licensed)Personal auto, General liability, Umbrella and excess
County Hall Insurance Company Inc., A Risk Retention Group15947NCAdmitted (licensed)Personal auto, Inland marine, General liability +1 more
CUSA Risk Retention Group, Inc.16222VTAdmitted (licensed)Personal auto, General liability
Evolum Risk Retention Group, Inc.17646ALAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Government Technology Insurance Company Risk Retention Group Inc13973NVAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Holman Transportation Risk Retention Group, Inc.16488ALAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Momentum Risk Retention Group Inc16626SCAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Motor Transport Mutual Risk Retention Group, Inc.16700ALAdmitted (licensed)Personal auto, Inland marine, General liability +1 more
National Independent Truckers Insurance Company A Risk Retention Gro11197SCAdmitted (licensed)Personal auto, General liability, Umbrella and excess
National Transportation Insurance Company Risk Retention Group Llc16011MTAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Paratransit Insurance Company, a Mutual Risk Retention Group44130TNAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Pegaso Risk Retention Group Inc17417ALAdmitted (licensed)Personal auto, General liability
Platinum Transport Insurance Risk Retention Group Inc.15796HIAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Polaris Insurance Company Risk Retention Group, Inc.17670ALAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Professional Transportation Risk Retention Group, Inc.17328ALAdmitted (licensed)Personal auto, General liability
Recover Insurance Company Risk Retention Group Inc16155HIAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Security Casualty Risk Retention Group, Inc.16902SCAdmitted (licensed)Personal auto, General liability
Skyraider Risk Retention Group, Inc.16863SCAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Small Fleet Advantage Risk Retention Group Inc16600SCAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Southwind Risk Retention Group, Inc.17198NCAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Spirit Commercial Auto Risk Retention Group Inc14207TXAdmitted (licensed)Personal auto, General liability
STAR Mutual Risk Retention Group, Inc.17024TNAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Technology Transportation Mutual Risk Retention Group, Inc.17046ALAdmitted (licensed)Personal auto, Inland marine, General liability
Velocity Insurance Company, A Risk Retention Group15956SCAdmitted (licensed)Personal auto, General liability, Umbrella and excess
Turned down?

Last resort for personal auto in Nevada

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Nevada Division of Insurance company list, read 2026-10-17. Nevada publishes no surplus lines list; a U.S. insurer is eligible when it is eligible in its home state, an alien insurer through the NAIC Quarterly Listing. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need personal auto in Nevada?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.