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Directory · North Carolina · Professional liability (E&O)

Who writes professional liability (E&O) in North Carolina

From the North Carolina company list; alphabetical, since North Carolina doesn't publish every company's premium by line.

42 insurers are licensed for professional liability (E&O) in North Carolina on the regulator's list.

By Sam Alishahi, independent insurance broker · All lines in North Carolina

Professional liability (E&O) · North Carolina

The companies

CompanyNAICHome stateStatus hereLines
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)Personal auto, Commercial auto, Credit +3 more
American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
American Home Assurance Company19380NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Aspen American Insurance Company43460TXAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Earthquake +7 more
Beazley Insurance Company, Inc.37540CTAdmitted (licensed)Fidelity bonds, Inland marine, General liability +3 more
Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
CAMPMED CASUALTY \u0026 INDEMNITY COMPANY, INC.12260NHAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Cincinnati Casualty Company (The)28665OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Continental Casualty Company20443ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Doctors Professional Liability Risk Retention Group, Inc.15893NCAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Doctors' Company (The), An Interinsurance Exchange, The Doctor's Management34495CAAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O) +1 more
Fortress Assurance Corporation10801ILAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Great Divide Insurance Company25224NDAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Healthcare Professional Risk Retention Group, Inc.16383NCAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Integris Assurance Company13793FLAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
ISMIE Mutual Insurance Company32921ILAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)Inland marine, General liability, Medical malpractice +1 more
MAG Mutual Insurance Company42617GAAdmitted (licensed)Commercial package (BOP, CMP), General liability, Medical malpractice +2 more
Medical Mutual Insurance Company of North Carolina32522NCAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Medical Protective Company (The)11843INAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Medical Security Insurance Company33090NCAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
NCMIC Insurance Company15865IAAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
NORCAL Insurance Company33200CAAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Positive Physicians Insurance Company11863PAAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
PracticeProtection Casualty Company12843FLAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Preferred Professional Insurance Company36234NEAdmitted (licensed)Personal auto, Commercial auto, General liability +2 more
ProAssurance Indemnity Company, Inc.33391ALAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
ProAssurance Insurance Company of America14460ILAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Professional Solutions Insurance Company11127IAAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
ProSelect Insurance Company10638NEAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +7 more
State Volunteer Mutual Insurance Company33049TNAdmitted (licensed)General liability, Medical malpractice, Professional liability (E&O)
Turned down?

Last resort for professional liability (E&O) in North Carolina

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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