Directory · Pennsylvania · General liability

Who writes general liability in Pennsylvania

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read.

Chubb Ltd Group wrote the most general liability in Pennsylvania in 2025, $371.1M and 7.7% of the state's premium; the top five groups hold 26%. Pennsylvania doesn't publish a machine-readable list of every licensed company, so the ranking below is the NAIC's top 10 groups.

By Sam Alishahi, independent insurance broker · All lines in Pennsylvania

Top 10 · NAIC table: 17.1, 17.2 - Other Liability

The insurer groups that write the most general liability in Pennsylvania

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Chubb Ltd Group	$371.1M	7.74%	76%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2	Travelers Group	$276.0M	5.75%	89%	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3	American International Group	$211.7M	4.41%	58%	National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
4	Cna Insurance Group	$190.0M	3.96%	62%	Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
5	Berkshire Hathaway Group	$187.1M	3.90%	87%	GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
6	Zurich Insurance Group	$179.5M	3.74%	118%	Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
7	Fairfax Financial Group	$164.0M	3.42%	67%	United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
8	Axa Insurance Group	$161.8M	3.37%	101%	XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, \|Indian Harbor Insurance Company
9	Wr Berkley Corporation Group	$152.3M	3.18%	34%	Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
10	Selective Insurance Group	$126.3M	2.63%	89%	Selective Insurance Company of America, Selective Insurance Company of the Southeast, Selective Insurance Company of South Carolina, Mesa Underwriters Specialty Insurance Company

Turned down?

Last resort for general liability in Pennsylvania

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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