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Directory · Pennsylvania · Updated 2026-10-18

Insurance companies licensed in Pennsylvania

Every property and casualty insurer admitted in Pennsylvania and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.

Pennsylvania's regulator doesn't publish a company list that can be read by machine (or it's behind a CAPTCHA or terms that bar automated use), so this page shows what public sources do say: 223 sureties licensed in Pennsylvania per the U.S. Treasury, 102 insurers domiciled here, the state's markets of last resort, and each company's standing in the states that do publish lists.

By Sam Alishahi, independent insurance broker · All states

The market

Who can insure you in Pennsylvania

0licensed (admitted) property and casualty insurers known from other states' lists and Treasury data
0eligible surplus lines insurers for hard-to-place risks
223Treasury-certified sureties licensed here
102insurers domiciled in Pennsylvania
Who actually writes it

Market leaders by line in Pennsylvania

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Flood

Top groups, 2025

  1. Selective Insurance Group · 28.6%
  2. Assurant Inc Group · 26.3%
  3. Wright National Flood Insurance Co. · 14.7%
  4. Allstate Insurance Group · 7.2%
  5. Hartford Fire & Casualty Group · 5.5%

Top 10 and every licensed company

Bonds

Treasury-certified sureties licensed in Pennsylvania

Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a Pennsylvania license, with each one's federal underwriting limit.

SuretyNAICHome stateUnderwriting limit
National Indemnity Company20087NE$25.10B
Liberty Mutual Insurance Company23043MA$2.72B
State Farm Fire and Casualty Company25143IL$2.69B
Nationwide Mutual Insurance Company23787OH$2.26B
Auto-Owners Insurance Company18988MI$1.77B
General Reinsurance Corporation22039DE$1.62B
Hartford Fire Insurance Company19682CT$1.33B
Cincinnati Insurance Company (The)10677OH$974.9M
Travelers Indemnity Company (The)25658CT$955.0M
Travelers Casualty and Surety Company19038CT$940.8M
Everest Reinsurance (Bermuda) Limited -26921DE$853.3M
Berkley Assurance Company32603DE$852.7M
Sentry Insurance Company24988WI$845.8M
Continental Casualty Company20443IL$794.3M
St. Paul Fire and Marine Insurance Company24767CT$745.8M
Federated Mutual Insurance Company13935MN$647.4M
Munich Reinsurance America, Inc.10227DE$644.6M
American Home Assurance Company19380NY$591.7M
Zurich American Insurance Company16535NY$584.9M
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PA$584.7M
Ace American Insurance Company22667PA$554.1M
Progressive Casualty Insurance Company24260OH$553.7M
Federal Insurance Company20281IN$545.2M
Mid-Century Insurance Company21687CA$543.8M
Safety National Casualty Corporation15105MO$504.2M
Berkshire Hathaway Specialty Insurance Company22276NE$503.4M
Transatlantic Reinsurance Company19453NY$487.4M
Pacific Indemnity Company20346DE$446.4M
Endurance Assurance Corporation11551DE$422.8M
Philadelphia Indemnity Insurance Company18058PA$422.8M
Ace Property and Casualty Insurance Company20699PA$411.3M
Swiss Reinsurance America Corporation25364NY$374.8M
ACUITY, A Mutual Insurance Company14184WI$370.2M
Great American Insurance Company16691OH$355.1M
Ohio Casualty Insurance Company (The)24074NH$340.3M
Ohio Farmers Insurance Company24104OH$334.2M
Arch Insurance (UK) Limited11150MO$327.9M
Markel Insurance Company38970IL$322.0M
Greenwich Insurance Company22322DE$313.1M
Berkshire Hathaway Homestate Insurance Company20044NE$312.9M
Hartford Accident and Indemnity Company22357CT$297.5M
United States Fire Insurance Company21113DE$295.6M
Safeco Insurance Company of America24740NH$292.0M
Hanover Insurance Company (The)22292NH$254.3M
Navigators Insurance Company42307NY$250.0M
Employers Insurance Company of Wausau21458WI$240.0M
Travelers Casualty and Surety Company of America31194CT$237.1M
Liberty Mutual Fire Insurance Company23035WI$227.0M
Allied World Assurance Company (U.S.) Inc.22730NH$221.4M
Executive Risk Indemnity, Inc.35181DE$213.9M
Insurance Company of the West27847CA$212.9M
Partner Reinsurance Company of the U.S.38636NY$209.0M
Continental Insurance Company, (The)35289PA$205.9M
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IA$200.8M
Arch Reinsurance Ltd. (Bermuda)10348DE$194.9M
West Bend Insurance Company15350WI$189.4M
Standard Fire Insurance Company (The)19070CT$183.9M
Utica Mutual Insurance Company25976NY$174.2M
RLI Insurance Company13056IL$174.0M
Westfield Insurance Company24112OH$152.9M

Showing the 60 largest of 223.

Nobody will insure you?

The market of last resort in Pennsylvania

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource
Companies

Insurers domiciled in Pennsylvania

102 property and casualty insurers have their home office in Pennsylvania. Each company page shows where it is admitted or eligible for surplus lines among the states whose lists are loaded.

CompanyNAICHome stateAdmitted inSurplus lines inLines
1st Choice Advantage Insurance Company, Inc.10750PA70Personal auto, Equipment breakdown, Commercial auto +10 more
21st Century Centennial Insurance Company34789PA340Aircraft and aviation, Personal auto, Equipment breakdown +15 more
21st Century Premier Insurance Company20796PA340Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Ace American Insurance Company22667PA350Aircraft and aviation, Personal auto, Equipment breakdown +21 more
Ace Fire Underwriters Insurance Company20702PA350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Ace Property and Casualty Insurance Company20699PA350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
AF&L Insurance Company35963PA110General liability, Workers' compensation
Allied Eastern Indemnity Company11242PA250General liability, Workers' compensation
American Casualty Company of Reading, Pennsylvania20427PA350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
American Independent Insurance Company17957PA10—
American Integrity Insurance Company10197PA10—
ARI Insurance Company13900PA260Personal auto, Credit, General liability +2 more
Atlantic States Insurance Company22586PA130Personal auto, Equipment breakdown, Commercial auto +9 more
Bankers Standard Insurance Company18279PA350Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Bedivere Insurance Company21970PA100Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Bondsman Insurance Company12319PA200Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Bridge City Insurance Company35599PA250Personal auto, General liability, Workers' compensation
Bucks County Contributionship16934PA10—
Century Indemnity Company20710PA290Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Chubb European Group SE - RJ-1320152—PA10—
Cloister Mutual Casualty Insurance Company18007PA20—
Colonial Surety Company10758PA340Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Commerce Protective Insurance Company43958PA10—
Commercial Union Insurance Company20621PA30—
Continental Insurance Company, (The)35289PA350Aircraft and aviation, Personal auto, Equipment breakdown +21 more
Daily Underwriters of America35483PA80Personal auto, Commercial auto, Inland marine +3 more
Donegal Mutual Insurance Company13692PA150Personal auto, Equipment breakdown, Commercial auto +9 more
Eaglestone Reinsurance Company10651PA10—
Eastern Advantage Assurance Company13019PA240General liability, Workers' compensation
Eastern Alliance Insurance Company10724PA240Personal auto, General liability, Workers' compensation
Eastern Atlantic Insurance Company28649PA210Personal auto, Commercial auto, Crime (burglary and theft) +8 more
Employers' Fire Insurance Company, (The)20648PA30—
Erie Insurance Company26263PA130Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Erie Insurance Exchange26271PA140Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
ERIE INSURANCE PROPERTY \u0026 CASUALTY COMPANY26830PA120General liability, Commercial property (fire and allied lines), Surety bonds +1 more
Essent Guaranty Inc.—PA20—
Essent Guaranty, Inc.13634PA290Credit, General liability, Mortgage guaranty +1 more
Everett Cash Mutual Insurance Company17043PA160Personal auto, Equipment breakdown, Commercial auto +11 more
Excalibur Reinsurance Corporation39675PA30Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Fidelio Insurance Company28231PA30—
Flagship City Insurance Company35585PA130Personal auto, Commercial auto, General liability +3 more
Germantown Insurance Company11282PA40—
Glacier Insurance Company10480PA30—
Goodville Mutual Casualty Company14044PA40Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Greenwood Insurance Company43974PA240Aircraft and aviation, Personal auto, Equipment breakdown +12 more
Hanover Fire and Casualty Insurance Company17337PA90Crime (burglary and theft), Homeowners, General liability +2 more
Harleysville Mutual Insurance Company14168PA20—
Homestead Insurance Company11460PA22General liability, Workers' compensation
Indemnity Insurance Company of North America43575PA350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
Insurance Company of North America22713PA340Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Keystone National Insurance Company12199PA90Commercial package (BOP, CMP), Earthquake, Inland marine +3 more
Lancaster Mutual Insurance Company17728PA20—
Lebanon Valley Insurance Company14370PA20—
Legion Insurance Company, In Liquidation24422PA20—
Lincoln General Insurance Company33855PA50—
Lititz Mutual Insurance Company14400PA50Commercial package (BOP, CMP), Earthquake, Farm and crop +4 more
Manufacturers Alliance Insurance Company36897PA330Personal auto, Equipment breakdown, Commercial auto +10 more
Mercer Insurance Company14478PA620Commercial package (BOP, CMP), Inland marine, General liability +1 more
Millers Capital Insurance Company14575PA60Commercial package (BOP, CMP), General liability
Mutual Benefit Insurance Company14664PA30—
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PA350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
North Pointe Insurance Company27740PA350Personal auto, Equipment breakdown, Commercial auto +13 more
OBI America Insurance Company15645PA350General liability, Workers' compensation
OBI National Insurance Company14190PA350Personal auto, General liability, Ocean marine +3 more
Old Republic Insurance Company24147PA350Aircraft and aviation, Personal auto, Equipment breakdown +20 more
Pacific Employers Insurance Company22748PA350Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Penn Millers Insurance Company14982PA290Personal auto, Equipment breakdown, Commercial auto +11 more
Penn National Security Insurance Company32441PA70Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Penn-America Insurance Company32859PA249Personal auto, Equipment breakdown, Commercial auto +9 more
Penn-Star Insurance Company10673PA914Aircraft and aviation, Personal auto, Equipment breakdown +8 more
Pennsylvania Lumbermen's Mutual Insurance Company14974PA350Personal auto, Equipment breakdown, Commercial auto +12 more
Pennsylvania Manufacturers Indemnity Company41424PA330Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Pennsylvania Manufacturers' Association Insurance Company12262PA350Aircraft and aviation, Personal auto, Equipment breakdown +12 more
Pennsylvania National Mutual Casualty Insurance Company14990PA270Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Personal Service Insurance Company12289PA20Personal auto, General liability
Philadelphia Contributionship for the Insurance of Houses From Loss BY Fire17930PA10—
Philadelphia Contributionship Insurance Company, The17914PA30—
Philadelphia Indemnity Insurance Company18058PA350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Positive Physicians Insurance Company11863PA130Personal auto, General liability, Medical malpractice +2 more
Praetorian Insurance Company37257PA350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
QBE Insurance (Europe) Limited39217PA350Aircraft and aviation, Personal auto, Equipment breakdown +20 more
QBE Reinsurance Corporation10219PA220Aircraft and aviation, Personal auto, Equipment breakdown +14 more
R & Q Reinsurance Company22705PA110Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Radian Guaranty Inc.—PA20—
Radian Guaranty, Inc.33790PA290General liability, Mortgage guaranty, Workers' compensation
Radian Mortgage Assurance Inc.30872PA240General liability, Mortgage guaranty, Workers' compensation
Radian Mortgage Assurance Inc.—PA30—
Reliance Insurance Company24457PA20Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Rockwood Casualty Insurance Company35505PA330Personal auto, Equipment breakdown, Commercial auto +9 more
Select Risk Insurance Company17752PA20—
Stonington Insurance Company10340PA350Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Synergy Comp Insurance Company12593PA80General liability, Workers' compensation
Tuscarora Wayne Insurance Company17825PA50—
United National Insurance Company13064PA921Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
UPMC Health Benefits, Inc.11018PA50General liability, Workers' compensation
UPMC Work Alliance, Inc.14485PA20—
Valley Forge Insurance Company20508PA340Aircraft and aviation, Personal auto, Equipment breakdown +19 more
Villanova Insurance Company, In Liquidation19577PA20—
Westchester Fire Insurance Company10030PA350Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Windsor Mount Joy Mutual Insurance Company26166PA60Homeowners, Ocean marine
WorkPartners National Inc.16868PA20—
|Mount Vernon Fire Insurance Company26522PA919Personal auto, Crime (burglary and theft), Fidelity bonds +5 more

Method and source

Pennsylvania publishes its company list through a lookup that can't be read by a program, so the table above is built from the other states' lists, NAIC numbers, the U.S. Treasury's surety list and market share reports. A company missing here may still be licensed in Pennsylvania; check the regulator's lookup. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.

Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.

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