Directory · South Carolina · Fidelity bonds

Who writes fidelity bonds in South Carolina

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Travelers Group wrote the most fidelity bonds in South Carolina in 2025, $3.1M and 24.3% of the state's premium; the top five groups hold 48%. South Carolina's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the South Carolina page.

By Sam Alishahi, independent insurance broker · All lines in South Carolina

Top 10 · NAIC table: 23 - Fidelity

The insurer groups that write the most fidelity bonds in South Carolina

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Travelers Group	$3.1M	24.28%	—	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2	Cna Insurance Group	$854,000	6.62%	11%	Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
3	Chubb Ltd Group	$776,000	6.01%	45%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4	Hartford Fire & Casualty Group	$712,000	5.52%	—	Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
5	American Financial Group	$691,000	5.36%	12%	Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
6	Beazley Group	$690,000	5.35%	2%	Beazley Insurance Company, Inc., Beazley Excess and Surplus Insurance, Inc. (C), Beazley America Insurance Company, Inc.
7	Trustage Group	$675,000	5.23%	26%	Cumis Insurance Society Incorporated, CUMIS Specialty Insurance Company, Inc.
8	Amtrust Financial Serv Group	$632,000	4.90%	26%	Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
9	Coaction Global Inc Group	$476,000	3.69%	133%	New York Marine and General Insurance Company, Southwest Marine and General Insurance Company, Gotham Insurance Company
10	The Hanover Insurance Group	$379,000	2.93%	82%	Hanover Insurance Company (The), Allmerica Financial Benefit Insurance Company, Massachusetts Bay Insurance Company, Citizens Insurance Company of America

Turned down?

Last resort for fidelity bonds in South Carolina

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the South Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. SC DOI 'List of Insurance Companies Authorized to Transact Business in South Carolina' as of April 2026; one PDF for every company type, so 'admitted' holds all 2509 rows with the Company Type column kept (filter type in Property & Casualty / Casualty / Property / Surety for P&C admitted). The list has no lines of authority, no domicile and no license date: domicile is blank, mail_state is the mailing-address state. surplus_lines = rows typed 'Eligible Surplus Lines Insurer'; alien=true when the NAIC code is blank or the mailing state is outside the US. NAIC codes blank for RPGs, intermediaries, advisory orgs and alien insurers. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need fidelity bonds in South Carolina?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Get a Quote Call (877) 711-4545

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.