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Truck insurance · New Hampshire

Truck insurance in New Hampshire

What New Hampshire requires of trucks that stay in the state, what the federal rules add once you cross a state line, and the coverages brokers and shippers will ask a New Hampshire carrier for. Every state rule below links to its official source.

By Sam Alishahi · Reviewed October 2026

New Hampshire at a glance

USDOT number for in-state trucks: not required by the state · State operating authority: yes, see below · UCR participant: yes · State trucking taxes or permits: Special (oversize/overweight) permits, IFTA and UCR through the Road Toll Bureau.

What New Hampshire requires of trucking companies

  • USDOT number for trucks that stay in New HampshireNew Hampshire is not on FMCSA's list of states that require a USDOT number for carriers operating only within the state. Carriers that cross state lines, or haul placardable hazardous materials, still need one under federal rules. Source
  • New Hampshire operating authorityNew Hampshire repealed RSA chapter 375-B, its law on motor vehicles carrying property for hire, effective August 23, 2013 (Laws 2013, 100:6), so the state no longer issues operating authority to intrastate property carriers. Source

Once a New Hampshire truck crosses a state line

Federal rules add a USDOT number, MC authority and a $750,000 minimum for general freight (details). New Hampshire is a UCR participating state.

New Hampshire trucking taxes and permits

  • Special (oversize/overweight) permitsMoving loads over New Hampshire's legal weight, width, height or length limits requires a permit from the commissioner of transportation (RSA 266:24). Source
  • IFTA and UCR through the Road Toll BureauNew Hampshire-based carriers license for IFTA through the Department of Safety's Road Toll Bureau in Concord, which requires an active USDOT number, current IRP registration and UCR, and lets NH-based carriers pay UCR fees at its office. Source

Workers’ comp for New Hampshire trucking companies

Under RSA 281-A, a private employer is any business that employs one or more persons, and it must secure workers' comp through a licensed insurer or approved self-insurance. New Hampshire is not a monopolistic state-fund state. Source

Where New Hampshire trucks run

The main corridors are I-93, I-95 (the short tolled Seacoast stretch), I-89 and the F.E. Everett Turnpike. Freight hubs are the Manchester–Nashua area and the Port of Portsmouth. The busiest freight markets include Manchester, Nashua, Concord, Portsmouth and Dover.

New Hampshire repealed its for-hire property carrier statute (RSA 375-B) in 2013 and its passenger carrier statute (RSA 376) in 2024. As a result, there is no state economic operating authority for intrastate trucking.

New Hampshire trucking by the numbers

New Hampshire trucking, from FMCSA and FEMA records
MeasureNew HampshireRank among the statesDetail
New for-hire carriers (October 2025 to September 2026)290#45 of 51+19.3% from the year before; 54% started with a single power unit.
Deaths in truck crashes, 20248#46 of 518 fatal crashes among 394 reportable truck crashes; 114 deaths 2016–2025 (2025 preliminary).
Vehicles placed out of service at roadside inspections, 202519.0%#37 of 498,539 inspections; drivers out of service 8.0% (US: vehicles 22.3%, drivers 6.1%).
Trucking companies that lost operating authority, 2025126#46 of 519 more suspended for cancelled insurance under Motus since June 2026.
Federal major disaster declarations since 200032#21 (tied) of 51Most often for severe storm, flood.

From the public FEMA, NOAA, Storm Prediction Center, USGS and FMCSA records behind each linked report; ranks count all 50 states and Washington, DC unless noted.

Common questions

Do I need a USDOT number for intrastate trucking in New Hampshire?

New Hampshire is not on FMCSA's list of states that require a USDOT number for carriers operating only within the state. Carriers that cross state lines, or haul placardable hazardous materials, still need one under federal rules.

Does New Hampshire issue its own trucking authority?

New Hampshire repealed RSA chapter 375-B, its law on motor vehicles carrying property for hire, effective August 23, 2013 (Laws 2013, 100:6), so the state no longer issues operating authority to intrastate property carriers.

Is workers’ comp required for a trucking company in New Hampshire?

Under RSA 281-A, a private employer is any business that employs one or more persons, and it must secure workers' comp through a licensed insurer or approved self-insurance. New Hampshire is not a monopolistic state-fund state.

Sources

General information as of October 2026, not legal advice; confirm current rules with the agency.

New Hampshire trucking

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Alishahi Insurance · Saman Alishahi, independent insurance broker, 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210. General information, not a quote or a promise of coverage.

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