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Directory · Indiana · Commercial package (BOP, CMP)

Who writes commercial package (BOP, CMP) in Indiana

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read.

Cincinnati Financial Group wrote the most commercial package (BOP, CMP) in Indiana in 2025, $108.9M and 8.0% of the state's premium; the top five groups hold 36%. Indiana doesn't publish a machine-readable list of every licensed company, so the ranking below is the NAIC's top 10 groups.

By Sam Alishahi, independent insurance broker · All lines in Indiana

Top 10 · NAIC table: 05 - Total Commercial Multiple Peril

The insurer groups that write the most commercial package (BOP, CMP) in Indiana

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Cincinnati Financial Group$108.9M7.98%33%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
2Indiana Farm Bureau Group$106.4M7.79%55%United Farm Family Mutual Insurance Company
3Auto Owners Group$91.6M6.71%44%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
4Travelers Group$90.8M6.65%55%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
5Erie Insurance Group$87.9M6.44%78%Erie Insurance Exchange, Erie Insurance Company, Flagship City Insurance Company, Erie Insurance Company of New York
6Chubb Ltd Group$76.0M5.57%50%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
7Indiana Farmers Mutual Group$60.5M4.43%42%Indiana Farmers Mutual Insurance Company, Indiana Farmers Indemnity Insurance Company
8State Farm Group$39.6M2.90%71%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
9Hartford Fire & Casualty Group$33.4M2.45%53%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
10American International Group$30.8M2.25%—National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
Turned down?

Last resort for commercial package (BOP, CMP) in Indiana

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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