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Directory · Indiana · Updated 2026-10-18

Insurance companies licensed in Indiana

Every property and casualty insurer admitted in Indiana and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.

Indiana's regulator doesn't publish a company list that can be read by machine (or it's behind a CAPTCHA or terms that bar automated use), so this page shows what public sources do say: 222 sureties licensed in Indiana per the U.S. Treasury, 62 insurers domiciled here, the state's markets of last resort, and each company's standing in the states that do publish lists.

By Sam Alishahi, independent insurance broker · All states

The market

Who can insure you in Indiana

0licensed (admitted) property and casualty insurers known from other states' lists and Treasury data
0eligible surplus lines insurers for hard-to-place risks
222Treasury-certified sureties licensed here
62insurers domiciled in Indiana
Who actually writes it

Market leaders by line in Indiana

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Homeowners

Top groups, 2025

  1. State Farm Group · 23.6%
  2. Allstate Insurance Group · 10.1%
  3. Erie Insurance Group · 7.8%
  4. Indiana Farm Bureau Group · 7.5%
  5. American Family Insurance Group · 7.4%

Top 10 and every licensed company

Flood

Top groups, 2025

  1. Liberty Mutual Group · 28.0%
  2. Axa Insurance Group · 13.2%
  3. Allianz Insurance Group · 9.3%
  4. Swiss Re Group · 7.8%
  5. Berkshire Hathaway Group · 6.6%

Top 10 and every licensed company

Bonds

Treasury-certified sureties licensed in Indiana

Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a Indiana license, with each one's federal underwriting limit.

SuretyNAICHome stateUnderwriting limit
National Indemnity Company20087NE$25.10B
Liberty Mutual Insurance Company23043MA$2.72B
State Farm Fire and Casualty Company25143IL$2.69B
Nationwide Mutual Insurance Company23787OH$2.26B
Auto-Owners Insurance Company18988MI$1.77B
General Reinsurance Corporation22039DE$1.62B
Hartford Fire Insurance Company19682CT$1.33B
Cincinnati Insurance Company (The)10677OH$974.9M
Travelers Indemnity Company (The)25658CT$955.0M
Travelers Casualty and Surety Company19038CT$940.8M
Everest Reinsurance (Bermuda) Limited -26921DE$853.3M
Berkley Assurance Company32603DE$852.7M
Sentry Insurance Company24988WI$845.8M
Continental Casualty Company20443IL$794.3M
St. Paul Fire and Marine Insurance Company24767CT$745.8M
Federated Mutual Insurance Company13935MN$647.4M
Munich Reinsurance America, Inc.10227DE$644.6M
American Home Assurance Company19380NY$591.7M
Zurich American Insurance Company16535NY$584.9M
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PA$584.7M
Ace American Insurance Company22667PA$554.1M
Progressive Casualty Insurance Company24260OH$553.7M
Federal Insurance Company20281IN$545.2M
Mid-Century Insurance Company21687CA$543.8M
Safety National Casualty Corporation15105MO$504.2M
Berkshire Hathaway Specialty Insurance Company22276NE$503.4M
Transatlantic Reinsurance Company19453NY$487.4M
Pacific Indemnity Company20346DE$446.4M
Endurance Assurance Corporation11551DE$422.8M
Philadelphia Indemnity Insurance Company18058PA$422.8M
Ace Property and Casualty Insurance Company20699PA$411.3M
Swiss Reinsurance America Corporation25364NY$374.8M
ACUITY, A Mutual Insurance Company14184WI$370.2M
Great American Insurance Company16691OH$355.1M
Ohio Casualty Insurance Company (The)24074NH$340.3M
Ohio Farmers Insurance Company24104OH$334.2M
Arch Insurance (UK) Limited11150MO$327.9M
Markel Insurance Company38970IL$322.0M
Greenwich Insurance Company22322DE$313.1M
Berkshire Hathaway Homestate Insurance Company20044NE$312.9M
Hartford Accident and Indemnity Company22357CT$297.5M
United States Fire Insurance Company21113DE$295.6M
Safeco Insurance Company of America24740NH$292.0M
Hanover Insurance Company (The)22292NH$254.3M
Navigators Insurance Company42307NY$250.0M
Employers Insurance Company of Wausau21458WI$240.0M
Travelers Casualty and Surety Company of America31194CT$237.1M
Liberty Mutual Fire Insurance Company23035WI$227.0M
Allied World Assurance Company (U.S.) Inc.22730NH$221.4M
Executive Risk Indemnity, Inc.35181DE$213.9M
Insurance Company of the West27847CA$212.9M
Continental Insurance Company, (The)35289PA$205.9M
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IA$200.8M
Arch Reinsurance Ltd. (Bermuda)10348DE$194.9M
West Bend Insurance Company15350WI$189.4M
Standard Fire Insurance Company (The)19070CT$183.9M
Utica Mutual Insurance Company25976NY$174.2M
RLI Insurance Company13056IL$174.0M
Westfield Insurance Company24112OH$152.9M
Western Surety Company13188SD$148.1M

Showing the 60 largest of 222.

Nobody will insure you?

The market of last resort in Indiana

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource
Companies

Insurers domiciled in Indiana

62 property and casualty insurers have their home office in Indiana. Each company page shows where it is admitted or eligible for surplus lines among the states whose lists are loaded.

CompanyNAICHome stateAdmitted inSurplus lines inLines
ACE Insurance Company of the Midwest26417IN10Personal auto, Homeowners, Inland marine +1 more
Agri Ins Exch Rrg28380IN10General liability
American Agricultural Insurance Company DBA: AmericanAg10103IN260Personal auto, Equipment breakdown, Crime (burglary and theft) +10 more
American Economy Insurance Company19690IN330Aircraft and aviation, Personal auto, Equipment breakdown +15 more
American Inter-Fidelity Exchange40088IN162Personal auto, Commercial auto, Inland marine +4 more
American States Insurance Company19704IN350Aircraft and aviation, Personal auto, Equipment breakdown +15 more
American States Preferred Insurance Company37214IN260Aircraft and aviation, Personal auto, Equipment breakdown +12 more
American Strategic Insurance Corp—IN10—
American Strategic Insurance Corporation10872IN300Personal auto, Farm and crop, Flood +6 more
American Surety Company31380IN350Personal auto, Fidelity bonds, General liability +2 more
Anthem Insurance Companies, Inc. (a Mutual Company)28207IN200Personal auto, Equipment breakdown, Fidelity bonds +8 more
Brotherhood Mutual Insurance Company13528IN350Personal auto, Equipment breakdown, Commercial auto +13 more
CGB Insurance Company11445IN40—
Chubb National Insurance Company10052IN350Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Clear Spring American Insurance Company11219IN50Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Clear Spring Casualty Insurance Company11703IN50Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Clear Spring National Insurance Company12274IN50Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Clear Spring Property and Casualty Company15563IN340Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Community Blood Centers' Exchange, Risk Retention Group13893IN70General liability, Medical malpractice, Professional liability (E&O)
Consolidated Insurance Company22640IN70Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
CSAA FIRE \u0026 CASUALTY INSURANCE COMPANY10921IN160Personal auto, Homeowners, General liability +3 more
CSAA General Insurance Company37770IN180Personal auto, Earthquake, Flood +7 more
Diamond State Insurance Company42048IN350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Federal Insurance Company20281IN350Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Grain Dealers Mutual Insurance Company22098IN230Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +10 more
Great Northern Insurance Company20303IN350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Hartford Casualty Insurance Company29424IN350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Hartford Insurance Company of the Midwest37478IN350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Indiana Farmers Indemnity Insurance Company17478IN40Personal auto, Equipment breakdown, Commercial auto +5 more
Indiana Farmers Mutual Insurance Company22624IN40Personal auto, Equipment breakdown, Commercial auto +9 more
Indiana Insurance Company22659IN90Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Infinity Indemnity Insurance Company10061IN30Personal auto, Commercial auto, General liability
Infinity Insurance Company22268IN310Personal auto, Equipment breakdown, Commercial auto +10 more
Infinity Select Insurance Company20260IN70Personal auto, Commercial auto, General liability +1 more
Infinity Standard Insurance Company12599IN110Personal auto, Commercial auto, Crime (burglary and theft) +8 more
LM Property and Casualty Insurance Company32352IN290Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Medical Protective Company (The)11843IN350Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Meridian Security Insurance Company23353IN280Personal auto, Equipment breakdown, Crime (burglary and theft) +10 more
Midwestern Equity Title Insurance Company10282IN10—
Monroe Guaranty Insurance Company32506IN230Personal auto, Equipment breakdown, Commercial auto +12 more
NAMIC Insurance Company, Inc.29629IN36General liability
National Direct Insurance Company12230IN10General liability
National Insurance Association, The National Corporation A/I/F27944IN170Personal auto, General liability, Commercial property (fire and allied lines) +1 more
National Trust Insurance Company20141IN230Personal auto, Equipment breakdown, Commercial auto +12 more
Orion 180 Insurance Company17320IN29Homeowners, Commercial property (fire and allied lines)
Orion180 Select Insurance Company17438IN60Personal auto, Equipment breakdown, Farm and crop +5 more
Progressive Paloverde Insurance Company44695IN10—
Progressive Southeastern Insurance Company38784IN90Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Property and Casualty Insurance Company of Hartford34690IN330Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Property-Owners Insurance Company32905IN100General liability, Ocean marine, Commercial property (fire and allied lines) +2 more
Protective Insurance Company12416IN350Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Protective Specialty Insurance Company13149IN421Personal auto, Commercial auto, Inland marine +1 more
Safeco Insurance Company of Indiana11215IN320Personal auto, Equipment breakdown, Crime (burglary and theft) +9 more
Sagamore Insurance Company40460IN321Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Selective Insurance Company of South Carolina19259IN240Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Selective Insurance Company of South Carolina—IN10—
Selective Insurance Company of the Southeast39926IN290Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Twin City Fire Insurance Company (The)29459IN350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
United Farm Family Mutual Insurance Company15288IN10—
UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867IN310Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Wellfleet Insurance Company32280IN330Personal auto, Equipment breakdown, Commercial auto +13 more
West American Insurance Company44393IN340Personal auto, Equipment breakdown, Commercial auto +14 more

Method and source

Indiana publishes its company list through a lookup that can't be read by a program, so the table above is built from the other states' lists, NAIC numbers, the U.S. Treasury's surety list and market share reports. A company missing here may still be licensed in Indiana; check the regulator's lookup. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.

Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.

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