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Directory · Pet · Updated 2026-10-18

Pet insurance companies

Every insurer licensed for pet on the state regulator lists loaded so far, with NAIC numbers and where each is admitted or writes surplus lines, plus the largest writers where regulators publish premium by company.

36 companies are licensed for pet in at least one of the loaded states; 1 of them also work as surplus lines insurers somewhere. Pick a state for the ranked list there.

By Sam Alishahi, independent insurance broker · All lines

By state

Pet by state

Largest writers

Who writes the most pet

Direct premium written, summed across the states whose regulators publish every company (California, Illinois, North Carolina, South Dakota, Texas, Wisconsin).

CompanyNAICHome statePremium (those states)Where
American Pet Insurance Company, Inc.12190NY$302.0MCalifornia, Illinois, North Carolina, South Dakota, Texas
Independence American Insurance Company26581DE$244.1MCalifornia, Illinois, North Carolina, South Dakota, Texas
Veterinary Pet Insurance Company42285OH$191.1MCalifornia
Westchester Fire Insurance Company10030PA$159.9MCalifornia, Illinois, North Carolina, South Dakota, Texas
American Modern Home Insurance Company23469OH$139.8MCalifornia, Illinois, North Carolina, South Dakota, Texas
Metropolitan General Insurance Company39950RI$119.2MCalifornia, Illinois, North Carolina, South Dakota, Texas
National Casualty Company11991OH$118.1MIllinois, North Carolina, South Dakota, Texas
Lemonade Insurance Company16023NY$114.8MCalifornia, Illinois, North Carolina, Texas
United States Fire Insurance Company21113DE$112.2MCalifornia, Illinois, North Carolina, South Dakota, Texas
AXIS Insurance Company37273IL$70.2MCalifornia, Illinois, North Carolina, South Dakota, Texas
Metromile Insurance Company16187NY$34.3MIllinois, Texas
Indemnity Insurance Company of North America43575PA$11.8MIllinois, North Carolina, South Dakota, Texas
MS Transverse Insurance Company21075TX$11.3MCalifornia
Accredited Surety and Casualty Company, Inc.26379FL$5.5MCalifornia, Illinois, North Carolina, South Dakota, Texas
Ace American Insurance Company22667PA$4.2MIllinois, North Carolina, South Dakota, Texas
All companies

Every insurer licensed for pet

CompanyNAICHome stateAdmitted inSurplus lines inLines
Accredited Surety and Casualty Company, Inc.26379FL350Personal auto, Equipment breakdown, Commercial auto +16 more
Ace American Insurance Company22667PA350Aircraft and aviation, Personal auto, Equipment breakdown +21 more
American Modern Home Insurance Company23469OH350Personal auto, Equipment breakdown, Commercial auto +14 more
American Pet Insurance Company, Inc.12190NY340Aircraft and aviation, Personal auto, Equipment breakdown +10 more
AXIS Insurance Company37273IL350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Cimarron Insurance Company, Inc.20400AZ230Personal auto, Commercial auto, Crime (burglary and theft) +11 more
CSAA General Insurance Company37770IN180Personal auto, Earthquake, Flood +7 more
Everspan Insurance Company24961AZ350Aircraft and aviation, Personal auto, Equipment breakdown +14 more
First Chicago Insurance Company13587IL110Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Incline Casualty Company11090TX300Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Indemnity Insurance Company of North America43575PA350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
Independence American Insurance Company26581DE350Personal auto, Equipment breakdown, Credit +9 more
Independence Pet Insurance Company17543DE190Inland marine, Ocean marine, Pet +1 more
Lemonade Insurance Company16023NY280Personal auto, Equipment breakdown, Crime (burglary and theft) +9 more
Liberty Insurance Underwriters, Inc.19917IL350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
Liberty Mutual Fire Insurance Company23035WI350Aircraft and aviation, Personal auto, Equipment breakdown +20 more
Markel American Insurance Company28932VA350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Metromile Insurance Company16187NY320Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Metropolitan General Insurance Company39950RI350Personal auto, Farm and crop, Homeowners +6 more
MS Transverse Insurance Company21075TX330Aircraft and aviation, Personal auto, Equipment breakdown +16 more
National Casualty Company11991OH350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
National Specialty Insurance Company22608TX350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
North River Insurance Company (The)21105NJ350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
Old Republic Insurance Company24147PA350Aircraft and aviation, Personal auto, Equipment breakdown +20 more
Palms Specialty Insurance Company, Inc.17327DE719Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Progressive Advanced Insurance Company11851OH250Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Progressive Direct Insurance Company16322OH280Personal auto, Inland marine, General liability +5 more
Progressive Premier Insurance Company of Illinois21735OH90Personal auto, Commercial auto, Inland marine +5 more
Progressive Universal Insurance Company21727WI90Personal auto, Homeowners, Inland marine +3 more
Safeco Insurance Company of America24740NH350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
StarStone National Insurance Company25496DE350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Trisura Insurance Company22225OK320Aircraft and aviation, Personal auto, Equipment breakdown +17 more
United States Fire Insurance Company21113DE350Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Veterinary Pet Insurance Company42285OH20Pet
Westchester Fire Insurance Company10030PA350Aircraft and aviation, Personal auto, Equipment breakdown +18 more
XL Specialty Insurance Company37885DE350Aircraft and aviation, Personal auto, Equipment breakdown +18 more

Method and source

"Licensed for" comes from each state regulator's licensed lines on its public company list (grouped into common names); it means the company may write the line in that state, not that it sells it to every customer. Premium comes from the California and Texas market share reports. CSV · JSON.

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