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Directory · Company · Updated 2026-10-18

James River Casualty Company · NAIC 13685

Where James River Casualty Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

James River Casualty Company (NAIC 13685) is a property and casualty insurer domiciled in Ohio, part of James River Group. State regulators list it as licensed (admitted) in Ohio. Its group ranked #1 in Montana credit in 2025 (22.4% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
Standing

Where it's a top-10 writer

James River Group (NAIC group 03494), the group James River Casualty Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Credit in Montana
Credit
#1$942,00022.37%2025
Credit in Oklahoma
Credit
#5$2.5M7.41%2025
Credit in Utah
Credit
#6$2.0M6.60%2025
General liability in Washington
Products Liability
#6$5.9M5.36%2025
General liability in Arizona
Products Liability
#7$4.5M4.60%2025
General liability in California
Products Liability
#7$27.8M3.64%2025
General liability in Florida
Products Liability
#7$18.6M4.53%2025
Credit in Wisconsin
Credit
#8$1.3M3.56%2025
Credit in Arkansas
Credit
#9$773,0002.55%2025
Credit in Texas
Credit
#9$15.8M2.57%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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