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Directory · District of Columbia · Updated 2026-10-18

Insurance companies licensed in District of Columbia

Every property and casualty insurer admitted in District of Columbia and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.

District of Columbia's regulator doesn't publish a company list that can be read by machine (or it's behind a CAPTCHA or terms that bar automated use), so this page shows what public sources do say: 213 sureties licensed in District of Columbia per the U.S. Treasury, 30 insurers domiciled here, the state's markets of last resort, and each company's standing in the states that do publish lists.

By Sam Alishahi, independent insurance broker · All states

The market

Who can insure you in District of Columbia

0licensed (admitted) property and casualty insurers known from other states' lists and Treasury data
0eligible surplus lines insurers for hard-to-place risks
213Treasury-certified sureties licensed here
30insurers domiciled in District of Columbia
Who actually writes it

Market leaders by line in District of Columbia

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Flood

Top groups, 2025

  1. Axa Insurance Group · 21.7%
  2. Liberty Mutual Group · 20.4%
  3. Wr Berkley Corporation Group · 12.1%
  4. Assurant Inc Group · 7.2%
  5. Arch Insurance Group · 6.2%

Top 10 and every licensed company

Bonds

Treasury-certified sureties licensed in District of Columbia

Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a District of Columbia license, with each one's federal underwriting limit.

SuretyNAICHome stateUnderwriting limit
National Indemnity Company20087NE$25.10B
Liberty Mutual Insurance Company23043MA$2.72B
State Farm Fire and Casualty Company25143IL$2.69B
Nationwide Mutual Insurance Company23787OH$2.26B
General Reinsurance Corporation22039DE$1.62B
Hartford Fire Insurance Company19682CT$1.33B
Cincinnati Insurance Company (The)10677OH$974.9M
Travelers Indemnity Company (The)25658CT$955.0M
Travelers Casualty and Surety Company19038CT$940.8M
Everest Reinsurance (Bermuda) Limited -26921DE$853.3M
Berkley Assurance Company32603DE$852.7M
Sentry Insurance Company24988WI$845.8M
Continental Casualty Company20443IL$794.3M
St. Paul Fire and Marine Insurance Company24767CT$745.8M
Federated Mutual Insurance Company13935MN$647.4M
Munich Reinsurance America, Inc.10227DE$644.6M
American Home Assurance Company19380NY$591.7M
Zurich American Insurance Company16535NY$584.9M
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PA$584.7M
Ace American Insurance Company22667PA$554.1M
Progressive Casualty Insurance Company24260OH$553.7M
Federal Insurance Company20281IN$545.2M
Safety National Casualty Corporation15105MO$504.2M
Berkshire Hathaway Specialty Insurance Company22276NE$503.4M
Transatlantic Reinsurance Company19453NY$487.4M
Pacific Indemnity Company20346DE$446.4M
Endurance Assurance Corporation11551DE$422.8M
Philadelphia Indemnity Insurance Company18058PA$422.8M
Ace Property and Casualty Insurance Company20699PA$411.3M
Swiss Reinsurance America Corporation25364NY$374.8M
Great American Insurance Company16691OH$355.1M
Ohio Casualty Insurance Company (The)24074NH$340.3M
Ohio Farmers Insurance Company24104OH$334.2M
Arch Insurance (UK) Limited11150MO$327.9M
Markel Insurance Company38970IL$322.0M
Greenwich Insurance Company22322DE$313.1M
Berkshire Hathaway Homestate Insurance Company20044NE$312.9M
NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CT$299.8M
Hartford Accident and Indemnity Company22357CT$297.5M
United States Fire Insurance Company21113DE$295.6M
Safeco Insurance Company of America24740NH$292.0M
Hanover Insurance Company (The)22292NH$254.3M
Navigators Insurance Company42307NY$250.0M
Employers Insurance Company of Wausau21458WI$240.0M
Travelers Casualty and Surety Company of America31194CT$237.1M
Liberty Mutual Fire Insurance Company23035WI$227.0M
Allied World Assurance Company (U.S.) Inc.22730NH$221.4M
Executive Risk Indemnity, Inc.35181DE$213.9M
Insurance Company of the West27847CA$212.9M
Partner Reinsurance Company of the U.S.38636NY$209.0M
Continental Insurance Company, (The)35289PA$205.9M
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IA$200.8M
Arch Reinsurance Ltd. (Bermuda)10348DE$194.9M
West Bend Insurance Company15350WI$189.4M
Standard Fire Insurance Company (The)19070CT$183.9M
Utica Mutual Insurance Company25976NY$174.2M
RLI Insurance Company13056IL$174.0M
Westfield Insurance Company24112OH$152.9M
Western Surety Company13188SD$148.1M
Fireman's Fund Insurance Company21873IL$148.1M

Showing the 60 largest of 213.

Nobody will insure you?

The market of last resort in District of Columbia

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource
Companies

Insurers domiciled in District of Columbia

30 property and casualty insurers have their home office in District of Columbia. Each company page shows where it is admitted or eligible for surplus lines among the states whose lists are loaded.

CompanyNAICHome stateAdmitted inSurplus lines inLines
Aegis Healthcare Risk Retention Group, Inc.12252DC10—
Allied Guaranty Insurance Company A Risk Retention Group13024DC10General liability
Amalgamated Casualty Insurance Company—DC10—
Americas Insurance Company27898DC50Aircraft and aviation, Personal auto, Equipment breakdown +8 more
AttPro RRG Recip RRG13795DC10—
Caring Communities, a Reciprocal Risk Retention Group12373DC70General liability, Medical malpractice, Professional liability (E&O)
COPIC, a Risk Retention Group14906DC90General liability, Medical malpractice, Professional liability (E&O)
Coverys Risk Retention Group, Inc.14160DC60General liability, Medical malpractice, Professional liability (E&O)
Doctors Company Risk Retention Group, A Reciprocal Exchange, The14347DC80General liability, Medical malpractice, Professional liability (E&O)
Fairway Physicians Insurance Company, a Risk Retention Group11840DC10—
Farm Credit System Recip Captive Ins30805DC10Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Forge Insurance Company13293DC170Personal auto, Commercial auto, General liability +2 more
Health Care Industry Liability Reciprocal Insurance Company, A Risk Retention Group11832DC70General liability, Medical malpractice, Professional liability (E&O)
Integris Risk Retention Group, Inc.13756DC20—
Lammico Risk Retention Group, Inc.14444DC20Medical malpractice
Lone Star Alliance, Inc., a Risk Retention Group15211DC70General liability, Medical malpractice, Professional liability (E&O)
MedPro RRG Risk Retention Group13589DC60General liability, Medical malpractice, Professional liability (E&O)
MICA Risk Retention Group Inc.15527DC50—
MIEC Mutual Risk Retention Group17794DC30—
MLM Risk Retention Group, Inc.16026DC40General liability
MMIC Risk Retention Group, Inc.14062DC70General liability, Medical malpractice, Professional liability (E&O)
National Assisted Living Risk Retention Group, Inc.11806DC20General liability
New Home Warranty Insurance Company, A Risk Retention Group13792DC60General liability
NLADA Mutual Insurance Company, A Risk Retention Group17336DC70General liability, Professional liability (E&O)
Pinelands Insurance Company Risk Retention Group, Inc.12198DC10—
Preferra Insurance Company Risk Retention Group14366DC60General liability
ProAssurance American Mutual, A Risk Retention Group15647DC70General liability, Medical malpractice, Professional liability (E&O)
Scaffold Industry Insurance Company Risk Retention Group, Inc.12524DC10—
TDC Specialty Insurance Company34487DC621General liability, Medical malpractice, Professional liability (E&O)
Trinity Risk Solutions Recip Ins Co11958DC20General liability, Medical malpractice, Professional liability (E&O)

Method and source

District of Columbia publishes its company list through a lookup that can't be read by a program, so the table above is built from the other states' lists, NAIC numbers, the U.S. Treasury's surety list and market share reports. A company missing here may still be licensed in District of Columbia; check the regulator's lookup. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.

Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.

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