
Who writes umbrella and excess in Illinois
From the Illinois company list; alphabetical, since Illinois doesn't publish every company's premium by line.
58 insurers are licensed for umbrella and excess in Illinois on the regulator's list.
By Sam Alishahi, independent insurance broker · All lines in Illinois
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| Ace American Insurance Company | 22667 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +16 more |
| AIU Insurance Company | 19399 | NY | Admitted (licensed) | General liability, Umbrella and excess, Workers' compensation |
| Allianz Underwriters Insurance Company | 36420 | IL | Admitted (licensed) | Equipment breakdown, Earthquake, Flood +5 more |
| American Alternative Insurance Corporation | 19720 | DE | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +12 more |
| American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| American Zurich Insurance Company | 40142 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +14 more |
| Continental Casualty Company | 20443 | IL | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +17 more |
| Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +16 more |
| Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Everest National Insurance Company | 10120 | DE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more |
| Federal Insurance Company | 20281 | IN | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +15 more |
| Fidelity and Guaranty Insurance Company | 35386 | IA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Fidelity and Guaranty Insurance Underwriters, Inc. | 25879 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| General Reinsurance Corporation | 22039 | DE | Admitted (licensed) | Aircraft and aviation, General liability, Umbrella and excess +1 more |
| Genesis Insurance Company | 38962 | DE | Admitted (licensed) | General liability, Umbrella and excess, Workers' compensation |
| Gray Insurance Company (The) | 36307 | LA | Admitted (licensed) | Personal auto, Commercial auto, General liability +3 more |
| Great American Insurance Company | 16691 | OH | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +16 more |
| Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +16 more |
| L M Insurance Corporation | 33600 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +14 more |
| Mitsui Sumitomo Insurance USA Inc. | 22551 | NY | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +9 more |
| National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +16 more |
| New York Marine and General Insurance Company | 16608 | NY | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +11 more |
| Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +10 more |
| Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Praetorian Insurance Company | 37257 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Prescient National Insurance Company | 12773 | NC | Admitted (licensed) | Umbrella and excess, Workers' compensation |
| Princeton Excess and Surplus Lines Insurance Company (The) | 10786 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +11 more |
| QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +18 more |
| Republic Indemnity Company of America | 22179 | CA | Admitted (licensed) | Umbrella and excess, Workers' compensation |
| RepWest Insurance Company | 31089 | AZ | Admitted (licensed) | Personal auto, Commercial auto, Inland marine +4 more |
| Safety National Casualty Corporation | 15105 | MO | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| Sentry Insurance Company | 24988 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more |
| St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +12 more |
| St. Paul Mercury Insurance Company | 24791 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| St. Paul Protective Insurance Company | 19224 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| St. Paul Surplus Lines Insurance Company | 30481 | DE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Star Insurance Company | 18023 | MI | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +7 more |
| STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +12 more |
| State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +12 more |
| Steadfast Insurance Company | 26387 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Tokio Marine America Insurance Company | 10945 | NY | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +10 more |
| TravCo Personal Insurance Company | 36463 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more |
| Travelers Casualty and Surety Company | 19038 | CT | Admitted (licensed) | Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds +6 more |
| Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +15 more |
| United Specialty Insurance Company | 12537 | TX | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more |
| United States Fidelity and Guaranty Company | 25887 | CT | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +8 more |
| Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +11 more |
| Westport Insurance Corporation | 39845 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +14 more |
| Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +16 more |
Method and source
Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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