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Directory · Illinois · Umbrella and excess

Who writes umbrella and excess in Illinois

From the Illinois company list; alphabetical, since Illinois doesn't publish every company's premium by line.

58 insurers are licensed for umbrella and excess in Illinois on the regulator's list.

By Sam Alishahi, independent insurance broker · All lines in Illinois

Umbrella and excess · Illinois

The companies

CompanyNAICHome stateStatus hereLines
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
AIU Insurance Company19399NYAdmitted (licensed)General liability, Umbrella and excess, Workers' compensation
Allianz Underwriters Insurance Company36420ILAdmitted (licensed)Equipment breakdown, Earthquake, Flood +5 more
American Alternative Insurance Corporation19720DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
American Zurich Insurance Company40142ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Continental Casualty Company20443ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Employers Insurance Company of Wausau21458WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Federal Insurance Company20281INAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Fidelity and Guaranty Insurance Underwriters, Inc.25879WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
General Reinsurance Corporation22039DEAdmitted (licensed)Aircraft and aviation, General liability, Umbrella and excess +1 more
Genesis Insurance Company38962DEAdmitted (licensed)General liability, Umbrella and excess, Workers' compensation
Gray Insurance Company (The)36307LAAdmitted (licensed)Personal auto, Commercial auto, General liability +3 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Hartford Casualty Insurance Company29424INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +14 more
Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +9 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
New York Marine and General Insurance Company16608NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Old Republic Insurance Company24147PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Pacific Indemnity Company20346DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Praetorian Insurance Company37257PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Prescient National Insurance Company12773NCAdmitted (licensed)Umbrella and excess, Workers' compensation
Princeton Excess and Surplus Lines Insurance Company (The)10786DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Republic Indemnity Company of America22179CAAdmitted (licensed)Umbrella and excess, Workers' compensation
RepWest Insurance Company31089AZAdmitted (licensed)Personal auto, Commercial auto, Inland marine +4 more
Safety National Casualty Corporation15105MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Sentry Insurance Company24988WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
St. Paul Mercury Insurance Company24791CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
St. Paul Protective Insurance Company19224CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
St. Paul Surplus Lines Insurance Company30481DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Star Insurance Company18023MIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +7 more
STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Steadfast Insurance Company26387ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Tokio Marine America Insurance Company10945NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
TravCo Personal Insurance Company36463CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Travelers Casualty and Surety Company19038CTAdmitted (licensed)Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds +6 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +15 more
United Specialty Insurance Company12537TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
United States Fidelity and Guaranty Company25887CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +8 more
Vigilant Insurance Company20397NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Westport Insurance Corporation39845MOAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
XL Specialty Insurance Company37885DEAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Zurich American Insurance Company16535NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Turned down?

Last resort for umbrella and excess in Illinois

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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