Homeowners
- State Farm Group · 17.1%
- United Serv Automobile Assn Group · 16.3%
- Allstate Insurance Group · 9.8%
- Travelers Group · 9.0%
- Erie Insurance Group · 7.0%
Directory · Virginia · Updated 2026-10-18
Insurance companies licensed in Virginia
Every property and casualty insurer admitted in Virginia and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.
Virginia's regulator doesn't publish a company list that can be read by machine (or it's behind a CAPTCHA or terms that bar automated use), so this page shows what public sources do say: 220 sureties licensed in Virginia per the U.S. Treasury, 11 insurers domiciled here, the state's markets of last resort, and each company's standing in the states that do publish lists.
By Sam Alishahi, independent insurance broker · All states
The market
Who can insure you in Virginia
0licensed (admitted) property and casualty insurers known from other states' lists and Treasury data
0eligible surplus lines insurers for hard-to-place risks
220Treasury-certified sureties licensed here
11insurers domiciled in Virginia
Bonds
Treasury-certified sureties licensed in Virginia
Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a Virginia license, with each one's federal underwriting limit.
Companies
Insurers domiciled in Virginia
11 property and casualty insurers have their home office in Virginia. Each company page shows where it is admitted or eligible for surplus lines among the states whose lists are loaded.
| Company | NAIC | Home state | Admitted in | Surplus lines in | Lines |
|---|---|---|---|---|---|
| Delaware Automobile Insurance Plan | — | VA | 1 | 0 | — |
| Elephant Insurance Company | 13688 | VA | 15 | 0 | Personal auto, Farm and crop, Homeowners +5 more |
| Markel American Insurance Company | 28932 | VA | 35 | 0 | Aircraft and aviation, Personal auto, Equipment breakdown +17 more |
| Northern Neck Insurance Company | 10196 | VA | 1 | 0 | — |
| Reciprocal of America | 33812 | VA | 2 | 0 | Personal auto, General liability |
| Rockingham Casualty Company | 42595 | VA | 3 | 6 | General liability |
| Rockingham Casualty Insurance Company | — | VA | 0 | 2 | — |
| Rockingham Specialty , Inc. | 16650 | VA | 4 | 17 | Commercial package (BOP, CMP), Inland marine, General liability |
| Southern Insurance Company of Virginia | 26867 | VA | 7 | 0 | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Southern States Insurance Exchange | 15709 | VA | 7 | 0 | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Virginia Builders Insurance Company | 13060 | VA | 5 | 0 | Personal auto, Equipment breakdown, Fidelity bonds +7 more |
Method and source
Virginia publishes its company list through a lookup that can't be read by a program, so the table above is built from the other states' lists, NAIC numbers, the U.S. Treasury's surety list and market share reports. A company missing here may still be licensed in Virginia; check the regulator's lookup. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.
Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.
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