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Directory · Kansas · Updated 2026-10-18

Insurance companies licensed in Kansas

Every property and casualty insurer admitted in Kansas and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.

Kansas's regulator doesn't publish a company list that can be read by machine (or it's behind a CAPTCHA or terms that bar automated use), so this page shows what public sources do say: 222 sureties licensed in Kansas per the U.S. Treasury, 18 insurers domiciled here, the state's markets of last resort, and each company's standing in the states that do publish lists.

By Sam Alishahi, independent insurance broker · All states

The market

Who can insure you in Kansas

0licensed (admitted) property and casualty insurers known from other states' lists and Treasury data
0eligible surplus lines insurers for hard-to-place risks
222Treasury-certified sureties licensed here
18insurers domiciled in Kansas
Who actually writes it

Market leaders by line in Kansas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Flood

Top groups, 2025

  1. Wright National Flood Insurance Co. · 18.3%
  2. Assurant Inc Group · 14.7%
  3. Hartford Fire & Casualty Group · 11.0%
  4. Farmers Insurance Group · 9.9%
  5. Selective Insurance Group · 9.9%

Top 10 and every licensed company

Bonds

Treasury-certified sureties licensed in Kansas

Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a Kansas license, with each one's federal underwriting limit.

SuretyNAICHome stateUnderwriting limit
National Indemnity Company20087NE$25.10B
Liberty Mutual Insurance Company23043MA$2.72B
State Farm Fire and Casualty Company25143IL$2.69B
Nationwide Mutual Insurance Company23787OH$2.26B
Auto-Owners Insurance Company18988MI$1.77B
General Reinsurance Corporation22039DE$1.62B
Hartford Fire Insurance Company19682CT$1.33B
Cincinnati Insurance Company (The)10677OH$974.9M
Travelers Indemnity Company (The)25658CT$955.0M
Travelers Casualty and Surety Company19038CT$940.8M
Everest Reinsurance (Bermuda) Limited -26921DE$853.3M
Berkley Assurance Company32603DE$852.7M
Sentry Insurance Company24988WI$845.8M
Continental Casualty Company20443IL$794.3M
St. Paul Fire and Marine Insurance Company24767CT$745.8M
Federated Mutual Insurance Company13935MN$647.4M
Munich Reinsurance America, Inc.10227DE$644.6M
American Home Assurance Company19380NY$591.7M
Zurich American Insurance Company16535NY$584.9M
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PA$584.7M
Ace American Insurance Company22667PA$554.1M
Progressive Casualty Insurance Company24260OH$553.7M
Federal Insurance Company20281IN$545.2M
Mid-Century Insurance Company21687CA$543.8M
Safety National Casualty Corporation15105MO$504.2M
Berkshire Hathaway Specialty Insurance Company22276NE$503.4M
Transatlantic Reinsurance Company19453NY$487.4M
Pacific Indemnity Company20346DE$446.4M
Endurance Assurance Corporation11551DE$422.8M
Philadelphia Indemnity Insurance Company18058PA$422.8M
Ace Property and Casualty Insurance Company20699PA$411.3M
Swiss Reinsurance America Corporation25364NY$374.8M
ACUITY, A Mutual Insurance Company14184WI$370.2M
Great American Insurance Company16691OH$355.1M
Ohio Casualty Insurance Company (The)24074NH$340.3M
Arch Insurance (UK) Limited11150MO$327.9M
Markel Insurance Company38970IL$322.0M
Greenwich Insurance Company22322DE$313.1M
Berkshire Hathaway Homestate Insurance Company20044NE$312.9M
NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CT$299.8M
Hartford Accident and Indemnity Company22357CT$297.5M
United States Fire Insurance Company21113DE$295.6M
Safeco Insurance Company of America24740NH$292.0M
Hanover Insurance Company (The)22292NH$254.3M
Navigators Insurance Company42307NY$250.0M
Employers Insurance Company of Wausau21458WI$240.0M
Travelers Casualty and Surety Company of America31194CT$237.1M
Liberty Mutual Fire Insurance Company23035WI$227.0M
Allied World Assurance Company (U.S.) Inc.22730NH$221.4M
Executive Risk Indemnity, Inc.35181DE$213.9M
Insurance Company of the West27847CA$212.9M
Partner Reinsurance Company of the U.S.38636NY$209.0M
Continental Insurance Company, (The)35289PA$205.9M
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IA$200.8M
Arch Reinsurance Ltd. (Bermuda)10348DE$194.9M
West Bend Insurance Company15350WI$189.4M
Standard Fire Insurance Company (The)19070CT$183.9M
Utica Mutual Insurance Company25976NY$174.2M
RLI Insurance Company13056IL$174.0M
Westfield Insurance Company24112OH$152.9M

Showing the 60 largest of 222.

Nobody will insure you?

The market of last resort in Kansas

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource
Companies

Insurers domiciled in Kansas

18 property and casualty insurers have their home office in Kansas. Each company page shows where it is admitted or eligible for surplus lines among the states whose lists are loaded.

CompanyNAICHome stateAdmitted inSurplus lines inLines
Alliance Indemnity Company33154KS20Personal auto, Earthquake, Homeowners +1 more
Alliance Insurance Company, Inc.19186KS60Earthquake, Fidelity bonds, Homeowners +6 more
American Southern Insurance Company10235KS214Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Armed Forces Insurance Exchange41459KS340Personal auto, Farm and crop, Homeowners +5 more
Bearing Midwest Casualty Company14402KS170General liability, Workers' compensation
Benchmark Insurance Company41394KS340Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Farmers Alliance Mutual Insurance Company19194KS120Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Farmers Insurance Company, Inc.21628KS40Personal auto, Flood, Homeowners +1 more
Federated Rural Electric Insurance Exchange11118KS320Personal auto, Commercial auto, Crime (burglary and theft) +9 more
Horizon Midwest Casualty Company14401KS150General liability, Workers' compensation
KaMMCO Casualty Company, Inc.15735KS30Medical malpractice
Kansas Automobile Insurance Plan88815KS10—
Kansas Medical Mutual Insurance Company34703KS20General liability, Medical malpractice
Key Ins Co12966KS10Personal auto
MutualAid eXchange11878KS60General liability, Ocean marine, Commercial property (fire and allied lines) +1 more
Old United Casualty Company37060KS310Aircraft and aviation, Personal auto, Credit +8 more
Upland Mutual Insurance, Inc.15296KS10—
Waypoint Mutual13126KS180General liability, Commercial property (fire and allied lines), Surety bonds +1 more

Method and source

Kansas publishes its company list through a lookup that can't be read by a program, so the table above is built from the other states' lists, NAIC numbers, the U.S. Treasury's surety list and market share reports. A company missing here may still be licensed in Kansas; check the regulator's lookup. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.

Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.

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