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Directory · Company · Updated 2026-10-18

Atlantic Employers Insurance Company · NAIC 38938

Where Atlantic Employers Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Atlantic Employers Insurance Company (NAIC 38938) is a property and casualty insurer domiciled in New Jersey, part of Chubb Ltd Group. State regulators list it as licensed (admitted) in New Jersey. Its group ranked #1 in Arizona earthquake in 2025 (15.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
Standing

Where it's a top-10 writer

Chubb Ltd Group (NAIC group 00626), the group Atlantic Employers Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Earthquake in Arizona
Earthquake
#1$3.2M15.02%2025
General liability in Arizona
Other Liability
#1$133.7M5.89%2025
Crime (burglary and theft) in Arizona
Burglary and Theft
#1$1.5M14.49%2025
General liability in Arkansas
Other Liability
#1$191.2M22.38%2025
General liability in California
Other Liability
#1$1.15B6.62%2025
General liability in California
Products Liability
#1$104.2M13.64%2025
Fidelity bonds in California
Fidelity
#1$33.5M18.61%2025
Farm and crop in Colorado
Multiple Peril Crop
#1$78.3M24.59%2025
Earthquake in Colorado
Earthquake
#1$3.8M18.09%2025
General liability in Colorado
Other Liability
#1$244.6M8.38%2025
Crime (burglary and theft) in Colorado
Burglary and Theft
#1$2.2M17.58%2025
General liability in Connecticut
Other Liability
#1$201.4M10.52%2025
General liability in Connecticut
Products Liability
#1$11.8M14.99%2025
Crime (burglary and theft) in Connecticut
Burglary and Theft
#1$2.4M27.48%2025
General liability in Delaware
Products Liability
#1$2.6M11.64%2025
Crime (burglary and theft) in Delaware
Burglary and Theft
#1$763,00024.67%2025
Earthquake in District of Columbia
Earthquake
#1$554,00013.12%2025
General liability in District of Columbia
Products Liability
#1$3.4M27.77%2025
Crime (burglary and theft) in District of Columbia
Burglary and Theft
#1$1.9M30.29%2025
Farm and crop in Florida
Multiple Peril Crop
#1$122.4M36.96%2025
Ocean marine in Florida
Ocean Marine
#1$95.4M14.39%2025
General liability in Florida
Other Liability
#1$504.8M5.29%2025
Crime (burglary and theft) in Florida
Burglary and Theft
#1$7.1M16.08%2025
General liability in Georgia
Other Liability
#1$268.5M7.01%2025
Crime (burglary and theft) in Georgia
Burglary and Theft
#1$4.8M22.21%2025
Aircraft and aviation in Hawaii
Aircraft
#1$2.1M20.82%2025
Farm and crop in Idaho
Multiple Peril Crop
#1$57.8M28.42%2025
General liability in Idaho
Other Liability
#1$30.9M6.25%2025
General liability in Illinois
Products Liability
#1$26.6M10.85%2025
Crime (burglary and theft) in Illinois
Burglary and Theft
#1$5.3M15.14%2025
Crime (burglary and theft) in Indiana
Burglary and Theft
#1$2.8M24.80%2025
Farm and crop in Iowa
Multiple Peril Crop
#1$280.6M20.78%2025
Crime (burglary and theft) in Iowa
Burglary and Theft
#1$1.3M23.99%2025
General liability in Kentucky
Other Liability
#1$56.4M6.20%2025
General liability in Kentucky
Products Liability
#1$3.7M8.72%2025
Crime (burglary and theft) in Kentucky
Burglary and Theft
#1$2.1M27.10%2025
Farm and crop in Maine
Multiple Peril Crop
#1$12.2M76.67%2025
Farm and crop in Maine
Private Crop
#1$0100.00%2025
General liability in Maine
Products Liability
#1$2.1M13.21%2025
Crime (burglary and theft) in Maine
Burglary and Theft
#1$490,00026.88%2025
Farm and crop in Maryland
Multiple Peril Crop
#1$16.8M42.27%2025
Ocean marine in Maryland
Ocean Marine
#1$15.2M19.43%2025
General liability in Maryland
Other Liability
#1$245.7M12.77%2025
Crime (burglary and theft) in Maryland
Burglary and Theft
#1$4.7M32.35%2025
Ocean marine in Massachusetts
Ocean Marine
#1$25.8M16.19%2025
General liability in Massachusetts
Other Liability
#1$334.2M9.14%2025
General liability in Massachusetts
Products Liability
#1$32.9M20.34%2025
Crime (burglary and theft) in Massachusetts
Burglary and Theft
#1$6.4M33.76%2025
General liability in Michigan
Other Liability
#1$165.7M6.62%2025
Crime (burglary and theft) in Michigan
Burglary and Theft
#1$4.6M27.40%2025
General liability in Minnesota
Other Liability
#1$146.6M7.04%2025
Crime (burglary and theft) in Minnesota
Burglary and Theft
#1$3.1M25.19%2025
Farm and crop in Missouri
Multiple Peril Crop
#1$204.5M37.93%2025
Farm and crop in Missouri
Private Crop
#1$16.6M39.04%2025
General liability in Missouri
Products Liability
#1$8.1M9.07%2025
Farm and crop in Montana
Multiple Peril Crop
#1$117.1M34.51%2025
Farm and crop in Nebraska
Multiple Peril Crop
#1$286.7M28.02%2025
Farm and crop in Nebraska
Private Crop
#1$111.0M29.00%2025
Farm and crop in Nevada
Private Crop
#1$7,00054.34%2025
General liability in Nevada
Other Liability
#1$81.3M6.92%2025

Showing the best 60 of 809 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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