NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY · NAIC 20052
Where NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY (NAIC 20052) is a property and casualty insurer domiciled in Connecticut, part of Berkshire Hathaway Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #6 of 33 in Illinois aircraft and aviation in 2025 (4.7% share). It ranked #7 of 28 in Washington aircraft and aviation in 2025 (4.2% share). It ranked #8 of 26 in California aircraft and aviation in 2025 (4.3% share). The U.S. Treasury lists it as a certified surety with a $299.8M underwriting limit.
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Alaska | Admitted (licensed) | — | — | Alaska, 2026-10-18 |
| California | Admitted (licensed) | Aircraft and aviation, Commercial auto, Inland marine, General liability, Surety bonds, Workers' compensation | — | California Department of Insurance, 2026-10-17 |
| Colorado | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto, Fidelity bonds, Inland marine, General liability, Ocean marine, Workers' compensation | — | Colorado, 2026-10-18 |
| Connecticut | Admitted (licensed) | — | — | Connecticut, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Florida | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Ocean marine, Commercial property (fire and allied lines), Workers' compensation | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Workers' compensation | — | Georgia, 2026-10-18 |
| Hawaii | Admitted (licensed) | — | — | Hawaii, 2026-10-18 |
| Idaho | Admitted (licensed) | Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Idaho, 2026-10-18 |
| Illinois | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Earthquake, Flood, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Illinois, 2026-10-18 |
| Iowa | Admitted (licensed) | — | — | Iowa, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Massachusetts | Admitted (licensed) | Fidelity bonds, Surety bonds, Workers' compensation | — | Massachusetts, 2026-10-18 |
| Minnesota | Admitted (licensed) | — | — | Minnesota, 2026-10-18 |
| Mississippi | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 11-01-1988 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | — | Missouri, 2026-10-18 |
| Nebraska | Admitted (licensed) | — | — | Nebraska, 2026-10-18 |
| Nevada | Admitted (licensed) | General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation | — | Nevada Division of Insurance, 2026-10-17 |
| New Jersey | Admitted (licensed) | — | — | New Jersey, 2026-10-18 |
| New York | Admitted (licensed) | — | — | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| North Carolina | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Earthquake, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | — | North Carolina, 2026-10-18 |
| North Dakota | Admitted (licensed) | — | — | North Dakota, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| Oklahoma | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown, Crime (burglary and theft), Earthquake, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | — | Oklahoma, 2026-10-18 |
| Oregon | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto, Earthquake, Inland marine, General liability, Workers' compensation | — | Oregon, 2026-10-18 |
| Rhode Island | Admitted (licensed) | — | — | Rhode Island, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| South Dakota | Admitted (licensed) | Personal auto, Commercial auto, General liability, Workers' compensation | — | South Dakota, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 1982/02/09 | Texas Department of Insurance, 2026-10-17 |
| Utah | Admitted (licensed) | — | — | Utah, 2026-10-18 |
| Washington | Admitted (licensed) | Aircraft and aviation | — | Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17 |
| Wisconsin | Admitted (licensed) | Personal auto, Commercial auto, General liability, Commercial property (fire and allied lines), Workers' compensation | — | Wisconsin, 2026-10-18 |
| Wyoming | Admitted (licensed) | — | — | Wyoming, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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