I place homes, rentals, vehicles and businesses for clients across the country, from my office in Beverly Hills, and shop each one across 90+ insurance companies and specialty markets, including surplus lines and Lloyd’s. My specialties are the risks other offices turn away: wildfire-zone and non-renewed homes, high-value homes, investors’ rental property, contractors and trucking.
Licensed in 45 States + DCCA License #434815190+ Insurance Companies & Specialty MarketsAdmitted & Surplus LinesLloyd’s AccessServing Clients Nationwide
Estates in Brentwood, Bel Air, Beverly Hills and the Palisades
For homes from $3M to well past $10M. I build coverage from a real replacement-cost estimate, not the assessor’s record, and I place homes the admitted market won’t take.
High-value homeownersHO-5 open perils · extended replacement cost
Wildfire-exposed homesFAIR Plan + difference-in-conditions
For owners who hold property personally, through an LLC or in a trust. I also handle what lenders and escrow ask for, so a closing isn’t held up waiting on insurance.
Landlord / dwelling fireDP-1 · DP-3 · loss of rents
Lessor’s risk onlyProperty + GL packages
Vacant, renovation & fix-and-flipConverts to landlord at lease-up
Homes above $5M placed through surplus lines and Lloyd’s, with the diligent-search paperwork handled.
A lender needs it by Friday
Additional-insured wording, loss-payee endorsements and evidence of insurance sent to escrow the day it’s bound.
Process
From first call to bound policy
Tell me about the risk
Call the intake line or send the form below. It takes about five minutes to give me what underwriters ask for first: the address and occupancy, roof year and construction, or payroll and vehicles for a business.
I shop the market
I go to admitted carriers first and to surplus lines when the standard market says no. You get the options side by side, and I walk you through the limits, deductibles and exclusions, not just the premium.
You choose, I bind
I bind the policy and handle the paperwork: certificates, evidence of insurance, lender endorsements, and a review every year before your renewal.
When your insurance is tied to a purchase, a refinance or a lender’s closing conditions, I know what the escrow officer and the lender’s insurance desk will ask for, and I get the evidence of insurance right the first time.
CA Department of Insurance#4348151
Reviews
What clients say on Google
Rated 5.0 from 4 Google reviews, quoted as written.
“I have worked with Sam Alishahi for my property insurance and business insurance needs for several years, and I look forward to our continued professional relationship.”
“I’ve worked with Sam on insurance for multiple properties, and what I appreciate most is that he doesn’t take a one size fits all approach. He takes the time to understand the property, the situation, and what you actually need.”
“I had a great experience working with Saman on my California FAIR Plan. He took the time to explain everything clearly and made the whole process very easy.”
Send what you have and I’ll follow up for anything else underwriters need. If you have a current policy or a renewal notice, keep the declarations page handy.
Answered 24/7, nights and weekends included, by my intake assistant. I review every request personally and call you back.
Questions
Before you call
Are you an agent for one company?
No. I’m an independent broker with access to 90+ insurance companies and specialty markets, admitted and surplus lines, so I shop your risk instead of fitting it into one company’s appetite.
What does it cost to use a broker?
Usually nothing extra, because the carrier pays the commission. Some surplus lines policies carry a broker fee. If yours does, I’ll tell you in writing before you buy.
What is a surplus lines policy?
A surplus lines policy is written by a nonadmitted insurer when the licensed market won’t take the risk. It’s common for wildfire-zone, vacant, older or very high-value properties. These insurers aren’t backed by the California Insurance Guarantee Association, and I explain the trade-off before you choose.
Who answers the phone?
An AI intake assistant answers the line 24/7 and collects your details. I personally review every request and call you back. The assistant never quotes or binds coverage.
Do you help clients outside California?
Yes. Send your request the same way, from any state. Outside California, your request is handled together with a partner agency in your state.
I was non-renewed. How fast can you help?
Call as soon as the notice arrives. The more time before your expiration date, the more markets I can shop. If you’re within a few days, tell the intake assistant it’s urgent.
Most requested
The coverage people come here for
The pages visitors read most, each with what underwriters ask and the questions people search for.
Larger accounts, placed with the markets that write them
Trucking and contractor fleets, restaurant groups, apartment owners and other businesses with several locations, many vehicles or a big payroll. One application covers workers' comp, auto, liability and umbrella together.
Requests come in from all 50 states. I handle requests from California, and from the 44 other states and Washington, DC where I hold a nonresident license, myself. In any other state, your request is handled together with a partner agency in your state. Each state page lays out its own rules, with official sources.
The office is on Canon Drive in Beverly Hills, and California is where the practice started. Local notes for the California markets I’m called about most: